MRI cardiac morph & func wwo IV cont w/stress img at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,767.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,520.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$643.87 with Aetna vs $4,520.00 with Redlands — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|Gatekeeper $643.87 ↓ -64%
Aetna Commercial|Non-Gatekeeper $773.52 ↓ -56%
Blue Shield CA Medicare|BlueShield Promise $779.00 ↓ -56%
SBMG Commercial|All Plans $787.15 ↓ -55%
PrimeCare Medicare|All Plans $796.00 ↓ -55%
PrimeCare Commercial|All Plans $899.00 ↓ -49%
BCBS - Anthem Medicare|All Plans $1,003.85 ↓ -43%
Humana Medicare|All Plans $1,003.85 ↓ -43%
Molina Medicare|All Plans $1,003.85 ↓ -43%
United Medicare|All Plans $1,003.85 ↓ -43%
Kaiser Medicare|All Plans $1,003.85 ↓ -43%
Central Health Plan Medicare|All Plans $1,003.85 ↓ -43%
Blue Shield CA Medicare|All Other Plans $1,003.85 ↓ -43%
Scan Health Plan Medicare|All Plans $1,003.85 ↓ -43%
Inland Empire Health Plan Medicare|All Plans $1,003.85 ↓ -43%
Epic Health Medicare|All Plans $1,003.85 ↓ -43%
Patton Medicare|All Plans $1,003.85 ↓ -43%
Redlands Medicare|All Plans $1,003.85 ↓ -43%
Cigna Commercial|PPO $1,004.00 ↓ -43%
Cigna Commercial|All Other Plans $1,004.00 ↓ -43%
Ballards Rehab Commercial|All Plans $1,104.24 ↓ -38%
United Commercial|All Other Plans $1,609.16 ↓ -9%
United Commercial|HMO $1,609.16 ↓ -9%
Epic Health Commercial|All Plans $1,706.55 ↓ -3%
Naphcare Commercial|All Plans $1,957.51 ↑ +11%
HPN Medicare|Senior $2,486.00 ↑ +41%
HPN Commercial|All Plans $2,621.60 ↑ +48%
Magellan Commercial|All Plans $2,712.00 ↑ +53%
Kaiser Commercial|All Plans $2,802.40 ↑ +59%
First Health Commercial|All Plans $3,164.00 ↑ +79%
BCBS - Anthem Commercial|All Other Plans $3,299.60 ↑ +87%
MultiPlan Commercial|All Plans $3,616.00 ↑ +105%
BCBS - Anthem Commercial|MCS $4,113.20 ↑ +133%
Redlands Commercial|All Plans $4,520.00 ↑ +156%

Visitor-reported prices

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MRI cardiac morph & func wwo IV cont w/stress img at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $1,715.62 $735.00 – $4,224.64
California Hospital Medical Center Los Angeles $1,200.86 $619.00 – $1,956.04
St. Mary Medical Center Long Beach $1,763.43 $695.00 – $4,101.00
Providence Saint Joseph Medical Center Burbank $4,216.10 $585.98 – $3,206.81
Glendale Memorial Hospital Health Center Glendale $2,054.46 $1,003.85 – $5,041.60
Providence Saint John's Health Center Santa Monica $1,697.15 $813.72 – $1,865.27
Petaluma Valley Hospital Petaluma not published $1,056.42 – $4,271.42
Queen of The Valley Medical Center Napa not published $1,089.31 – $5,398.02

All California hospitals for this procedure →