Abdominal MRI (without contrast) at Dominican Hospital

1555 Soquel Dr, Santa Cruz, CA · CommonSpirit Health · · NPI 1427181007

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,441.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,425.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$273.91 with COSC Psych vs $5,425.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
COSC Psych Medicaid|All Plans $273.91 ↓ -89%
BCBS - Anthem Medicaid|All Plans $273.91 ↓ -89%
Central California Alliance for Health Medicaid|All Plans $273.91 ↓ -89%
Blue Shield CA Medicare|All Plans $332.09 ↓ -86%
United Medicare|All Plans $332.09 ↓ -86%
Health Net Medicare|All Plans $332.09 ↓ -86%
Kaiser Medicare|All Plans $332.09 ↓ -86%
Blue Shield CA Commercial|DHMF $378.58 ↓ -84%
Health Net Medicaid|< 21 $414.40 ↓ -83%
Health Net Medicaid|> 21 $414.40 ↓ -83%
United Commercial|HMO $517.79 ↓ -79%
United Commercial|All Other Plans $517.79 ↓ -79%
United Commercial|Non-Options PPO $517.79 ↓ -79%
United Commercial|Options PPO $517.79 ↓ -79%
Sutter Health Commercial|All Plans $1,039.44 ↓ -57%
Aetna Commercial|HMO $3,349.67 ↑ +37%
Aetna Commercial|PPO $3,349.67 ↑ +37%
Kaiser Commercial|All Plans $3,526.25 ↑ +44%
Cigna Commercial|LocalPlus $3,703.00 ↑ +52%
Western Growers Commercial|All Plans $3,797.50 ↑ +56%
Cigna Commercial|All Other Plans $3,939.00 ↑ +61%
Healthsmart Commercial|All Plans $4,340.00 ↑ +78%
BCBS - Anthem Commercial|All Other Plans $4,502.75 ↑ +84%
Multiplan Commercial|All Plans $4,611.25 ↑ +89%
First Health Commercial|All Plans $4,611.25 ↑ +89%
BCBS - Anthem Commercial|MCS $5,425.00 ↑ +122%

Visitor-reported prices

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Abdominal MRI (without contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,430.47 $307.13 – $4,328.22
Banner Lassen Medical Center Susanville $2,268.48 $48.34 – $3,166.08
Petaluma Valley Hospital Petaluma $4,194.24 $321.54 – $2,586.61
Arroyo Grande Hospital Santa Maria $2,794.42 $273.91 – $4,799.06
Mark Twain Medical Center San Andreas $6,201.80 $273.91 – $2,461.76
French Hospital San Luis Obispo $2,226.96 $273.91 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $1,455.81 $273.91 – $3,139.20
Bakersfield Memorial Hospital Bakersfield $1,440.11 $273.91 – $3,099.96

All California hospitals for this procedure →