Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at SIERRA VISTA HOSPITAL, INC.

1010 Murray Ave, San Luis Obispo, CA · Adventisthealth · · NPI 1639101116

Source: hospital's published price file ↗ · Published Jan 10, 2026 · Ingested Sep 16, 2026

$64.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$717.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$144.95 with CENCAL MCR ADV - ALL OTHER PLANS vs $798.20 with COALINGA-ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CENCAL MCR ADV - ALL OTHER PLANS CENCAL MCR ADV - ALL OTHER PLANS $144.95 ↑ +125%
UHC MCR ADV UHC MCR ADV $144.95 ↑ +125%
AETNA MCR ADV AETNA MCR ADV $144.95 ↑ +125%
TRICARE BLUE SHIELD-ALL PLANS TRICARE BLUE SHIELD-ALL PLANS $144.95 ↑ +125%
CFMG-CA FORENSIC MED GRP OP/PROFEE ONLY-ALL PLANS CFMG-CA FORENSIC MED GRP OP/PROFEE ONLY-ALL PLANS $188.44 ↑ +192%
HPN-HERITAGE PROV NTWRK-ALL PLANS HPN-HERITAGE PROV NTWRK-ALL PLANS $208.76 ↑ +224%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $211.22 ↑ +227%
UHC PPO UHC PPO $211.22 ↑ +227%
UHC HMO UHC HMO $211.22 ↑ +227%
BLUE SHIELD EPN BLUE SHIELD EPN $240.69 ↑ +273%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $260.91 ↑ +304%
BLUE SHIELD HMO/POS BLUE SHIELD HMO/POS $299.63 ↑ +364%
BLUE SHIELD EPO/PPO-ALL OTHER PLANS BLUE SHIELD EPO/PPO-ALL OTHER PLANS $330.33 ↑ +412%
NBD-NTWRKS BY DESIGN NON-EXCLUS NBD-NTWRKS BY DESIGN NON-EXCLUS $354.59 ↑ +449%
NBD-NTWRKS BY DESIGN EXCLUS-ALL OTHER PLANS NBD-NTWRKS BY DESIGN EXCLUS-ALL OTHER PLANS $354.59 ↑ +449%
AETNA - ALL OTHER PLANS AETNA - ALL OTHER PLANS $380.68 ↑ +490%
MEDI-CAL MEDI-CAL $614.00 ↑ +851%
CENCAL MCAL CENCAL MCAL $699.96 ↑ +985%
BLUE SHIELD PROMISE MCAL BLUE SHIELD PROMISE MCAL $738.03 ↑ +1044%
CCAH-CENTRL CA ALLINCE MCAL-ALL PLANS CCAH-CENTRL CA ALLINCE MCAL-ALL PLANS $798.20 ↑ +1137%
COALINGA-ALL PLANS COALINGA-ALL PLANS $798.20 ↑ +1137%

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Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other California hospitals

Hospital City Cash price Negotiated range
French Hospital San Luis Obispo $4,235.56 $210.39 – $1,292.62
Fresno Medical Center FRESNO $4,384.80 not published
St. John's Camarillo Hospital Camarillo $1,654.77 $210.39 – $2,265.90
Antioch Medical Center ANTIOCH $4,384.80 not published
Redwood City Medical Center Redwood City $4,384.80 not published
Santa Clara Medical Center SANTA CLARA $4,384.80 not published
Baldwin Park Medical Center BALDWIN PARK $4,071.60 not published
Riverside Medical Center RIVERSIDE $4,071.60 not published

All California hospitals for this procedure →