Tissue culture tumor at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$75.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$226.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$48.51 with Kaiser vs $940.40 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Commercial|All Plans | $48.51 | ↓ -36% |
| HPN | Medicare|Senior | $95.41 | ↑ +26% |
| BCBS - Anthem | Commercial|Exchange | $95.41 | ↑ +26% |
| HPN | Commercial|All Plans | $101.88 | ↑ +35% |
| First Health | Commercial|All Plans | $106.73 | ↑ +41% |
| Kaiser | Medicaid|All Plans | $126.87 | ↑ +68% |
| MultiPlan | Commercial|All Plans | $129.36 | ↑ +71% |
| Healthsmart | Commercial|All Plans | $132.60 | ↑ +76% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $135.83 | ↑ +80% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $135.83 | ↑ +80% |
| Blue Shield CA | Medicare|BlueShield Promise | $137.45 | ↑ +82% |
| IHCG | Medicare|All Plans | $147.52 | ↑ +95% |
| Humana | Medicare|All Plans | $147.52 | ↑ +95% |
| First Health | Medicare|All Plans | $147.52 | ↑ +95% |
| Molina | Medicare|All Plans | $147.52 | ↑ +95% |
| United | Medicare|All Plans | $147.52 | ↑ +95% |
| Health Net | Medicare|All Plans | $147.52 | ↑ +95% |
| Kaiser | Medicare|All Plans | $147.52 | ↑ +95% |
| Central Health Plan | Medicare|All Plans | $147.52 | ↑ +95% |
| BCBS - Anthem | Medicare|All Plans | $147.52 | ↑ +95% |
| Blue Shield CA | Medicare|All Other Plans | $147.52 | ↑ +95% |
| Scan Health Plan | Medicare|All Plans | $147.52 | ↑ +95% |
| Inland Empire Health Plan | Medicare|All Plans | $147.52 | ↑ +95% |
| Epic Health | Medicare|All Plans | $147.52 | ↑ +95% |
| Patton | Medicare|All Plans | $147.52 | ↑ +95% |
| IHCG | Medicaid|All Plans | $147.52 | ↑ +95% |
| United | Commercial|HMO | $161.70 | ↑ +114% |
| United | Commercial|All Other Plans | $161.70 | ↑ +114% |
| Molina | Medicaid|> 21 | $161.70 | ↑ +114% |
| Partnership Health Plan | Medicaid|< 21 | $161.70 | ↑ +114% |
| Partnership Health Plan | Medicaid|> 21 | $161.70 | ↑ +114% |
| Aetna | Commercial|Non-Gatekeeper | $161.70 | ↑ +114% |
| Aetna | Commercial|Gatekeeper | $161.70 | ↑ +114% |
| LA Care | Medicaid|< 21 | $161.70 | ↑ +114% |
| LA Care | Medicaid|> 21 | $161.70 | ↑ +114% |
| Inland Empire Health Plan | Medicaid|All Plans | $161.70 | ↑ +114% |
| BCBS - Anthem | Medicaid|All Plans | $161.70 | ↑ +114% |
| BCBS - Anthem | Commercial|MCS | $161.70 | ↑ +114% |
| Molina | Medicaid|< 21 | $161.70 | ↑ +114% |
| Health Net | Medicaid|All Plans | $198.90 | ↑ +164% |
| Redlands | Commercial|All Plans | $213.90 | ↑ +183% |
| DHMG | Commercial|All Plans | $213.90 | ↑ +183% |
| EPIC Health | Commercial|All Plans | $250.78 | ↑ +232% |
| HPN | Medicaid|All Plans | $275.91 | ↑ +266% |
| Naphcare | Commercial|All Plans | $287.66 | ↑ +281% |
| Cigna | Commercial|All Other Plans | $423.16 | ↑ +461% |
| Cigna | Commercial|PPO | $423.16 | ↑ +461% |
| Care 1st | Medicaid|All Plans | $940.40 | ↑ +1146% |
Visitor-reported prices
Comments
Tissue culture tumor at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $88.61 | $88.94 – $940.40 |
| Redwood City Medical Center | Redwood City | $258.72 | $137.00 – $137.00 |
| Santa Clara Medical Center | SANTA CLARA | $258.72 | $137.00 – $137.00 |
| Sacramento Medical Center | SACRAMENTO | $258.72 | $137.00 – $137.00 |
| Oakland Medical Center | Oakland | $258.72 | $137.00 – $137.00 |
| Walnut Creek Medical Center | WALNUT CREEK | $258.72 | $137.00 – $137.00 |
| Arroyo Grande Hospital | Santa Maria | $69.21 | $80.85 – $380.11 |
| French Hospital | San Luis Obispo | $63.39 | $43.66 – $446.85 |