Tissue culture tumor at Santa Clara Medical Center

700 LAWRENCE EXPY, SANTA CLARA, CA · Kaiserpermanente · · NPI 1326119967

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 16, 2026

$258.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$462.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$137.00 with [kaiser foundation health plan, inc.] vs $430.00 with [kaiser foundation health plan, inc.] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
[kaiser foundation health plan, inc.] [medicaid] $137.00 ↓ -47%
[kaiser foundation health plan, inc.] [medicare] $144.00 ↓ -44%
[kaiser foundation health plan, inc.] [commercial] $430.00 ↑ +66%

Visitor-reported prices

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Tissue culture tumor at other California hospitals

Hospital City Cash price Negotiated range
Redwood City Medical Center Redwood City $258.72 $137.00 – $137.00
Sacramento Medical Center SACRAMENTO $258.72 $137.00 – $137.00
Oakland Medical Center Oakland $258.72 $137.00 – $137.00
Walnut Creek Medical Center WALNUT CREEK $258.72 $137.00 – $137.00
Arroyo Grande Hospital Santa Maria $69.21 $80.85 – $380.11
French Hospital San Luis Obispo $63.39 $43.66 – $446.85
Mercy Hospitals – Bakersfield Bakersfield $64.93 $87.50 – $423.93
Bakersfield Memorial Hospital Bakersfield $64.23 $87.50 – $423.93

All California hospitals for this procedure →