Tissue culture tumor at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$88.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$226.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.94 with HPN vs $940.40 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HPN Medicare|Senior $88.94 ↑ +0%
HPN Commercial|All Plans $93.79 ↑ +6%
Magellan Commercial|All Plans $97.02 ↑ +9%
Kaiser Commercial|All Plans $100.26 ↑ +13%
First Health Commercial|All Plans $113.19 ↑ +28%
BCBS - Anthem Commercial|All Other Plans $118.05 ↑ +33%
Blue Shield CA Medicare|BlueShield Promise $121.28 ↑ +37%
MultiPlan Commercial|All Plans $129.36 ↑ +46%
BCBS - Anthem Commercial|MCS $147.15 ↑ +66%
Scan Health Plan Medicare|All Plans $147.52 ↑ +66%
Blue Shield CA Medicare|All Other Plans $147.52 ↑ +66%
Humana Medicare|All Plans $147.52 ↑ +66%
Redlands Medicare|All Plans $147.52 ↑ +66%
Patton Medicare|All Plans $147.52 ↑ +66%
Epic Health Medicare|All Plans $147.52 ↑ +66%
Inland Empire Health Plan Medicare|All Plans $147.52 ↑ +66%
BCBS - Anthem Medicare|All Plans $147.52 ↑ +66%
Kaiser Medicare|All Plans $147.52 ↑ +66%
Molina Medicare|All Plans $147.52 ↑ +66%
United Medicare|All Plans $147.52 ↑ +66%
Central Health Plan Medicare|All Plans $147.52 ↑ +66%
LA Care Medicaid|< 21 $161.70 ↑ +82%
Aetna Commercial|Gatekeeper $161.70 ↑ +82%
Aetna Commercial|Non-Gatekeeper $161.70 ↑ +82%
Molina Medicaid|All Plans $161.70 ↑ +82%
United Commercial|All Other Plans $161.70 ↑ +82%
United Commercial|HMO $161.70 ↑ +82%
Kaiser Medicaid|< 21 $161.70 ↑ +82%
Kaiser Medicaid|> 21 $161.70 ↑ +82%
BCBS - Anthem Medicaid|All Plans $161.70 ↑ +82%
Partnership Health Plan Medicaid|< 21 $161.70 ↑ +82%
Partnership Health Plan Medicaid|> 21 $161.70 ↑ +82%
LA Care Medicaid|> 21 $161.70 ↑ +82%
Inland Empire Health Plan Medicaid|All Plans $161.70 ↑ +82%
Redlands Commercial|All Plans $161.70 ↑ +82%
SBMG Commercial|All Plans $161.70 ↑ +82%
Ballards Rehab Commercial|All Plans $162.27 ↑ +83%
Health Net Medicaid|< 21 $198.90 ↑ +124%
Health Net Medicaid|> 21 $198.90 ↑ +124%
Epic Health Commercial|All Plans $250.78 ↑ +183%
HPN Medicaid|All Plans $275.91 ↑ +211%
Naphcare Commercial|All Plans $287.66 ↑ +225%
Cigna Commercial|All Other Plans $423.16 ↑ +378%
Cigna Commercial|PPO $423.16 ↑ +378%
Care 1st Medicaid|All Plans $940.40 ↑ +961%

Visitor-reported prices

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Tissue culture tumor at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $75.46 $48.51 – $940.40
Redwood City Medical Center Redwood City $258.72 $137.00 – $137.00
Santa Clara Medical Center SANTA CLARA $258.72 $137.00 – $137.00
Sacramento Medical Center SACRAMENTO $258.72 $137.00 – $137.00
Oakland Medical Center Oakland $258.72 $137.00 – $137.00
Walnut Creek Medical Center WALNUT CREEK $258.72 $137.00 – $137.00
Arroyo Grande Hospital Santa Maria $69.21 $80.85 – $380.11
French Hospital San Luis Obispo $63.39 $43.66 – $446.85

All California hospitals for this procedure →