Insertion subcutaneous cardiac rhythm monitor at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,097.00 with BCBS - Anthem vs $24,184.60 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Commercial|Non-MCS HMO $2,097.00
Blue Shield CA Commercial|All Other Plans $3,491.00
Blue Shield CA Commercial|Exchange $4,062.00
Partnership Health Plan Medicaid|< 21 $4,836.92
LA Care Medicaid|> 21 $4,836.92
Partnership Health Plan Medicaid|> 21 $4,836.92
LA Care Medicaid|< 21 $4,836.92
Health Net Commercial|EPPO $5,479.00
BCBS - Anthem Commercial|Exchange $5,577.00
Health Net Commercial|Care Product $6,240.00
Health Net Commercial|All Other Plans $6,798.00
Molina Medicaid|< 21 $6,820.06
Molina Medicaid|> 21 $6,820.06
HPN Medicaid|All Plans $7,095.76
BCBS - Anthem Medicaid|All Plans $7,255.38
Health Net Medicaid|All Plans $7,317.77
BCBS - Anthem Commercial|Non-MCS PPO $7,967.00
IHCG Medicaid|All Plans $8,835.35
IHCG Medicare|All Plans $8,860.57
Kaiser Medicaid|All Plans $9,043.30
Inland Empire Health Plan Medicaid|All Plans $9,673.84
Blue Shield CA Medicare|All Other Plans $10,515.46
Humana Medicare|All Plans $10,515.46
First Health Medicare|All Plans $10,515.46
Molina Medicare|All Plans $10,515.46
United Medicare|All Plans $10,515.46
Health Net Medicare|All Plans $10,515.46
Kaiser Medicare|All Plans $10,515.46
Central Health Plan Medicare|All Plans $10,515.46
BCBS - Anthem Medicare|All Plans $10,515.46
Scan Health Plan Medicare|All Plans $10,515.46
Inland Empire Health Plan Medicare|All Plans $10,515.46
Epic Health Medicare|All Plans $10,515.46
Patton Medicare|All Plans $10,515.46
BCBS - Anthem Commercial|MCS $12,827.00
DHMG Commercial|All Plans $15,247.42
EPIC Health Commercial|All Plans $17,876.28
Naphcare Commercial|All Plans $20,505.15
Care 1st Medicaid|All Plans $24,184.60
United Commercial|All Other Plans not published by hospital
First Health Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital
Redlands Commercial|All Plans not published by hospital
Blue Shield CA Medicare|BlueShield Promise not published by hospital
HPN Commercial|All Plans not published by hospital
HPN Medicare|Senior not published by hospital
Kaiser Commercial|All Plans not published by hospital
United Commercial|HMO not published by hospital

Visitor-reported prices

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Insertion subcutaneous cardiac rhythm monitor at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino not published $4,836.92 – $24,184.60
St. John's Camarillo Hospital Camarillo $15,199.04 $7,317.77 – $27,066.78
Arroyo Grande Hospital Santa Maria $8,516.78 $4,836.92 – $18,914.98
French Hospital San Luis Obispo $7,956.43 $4,836.92 – $18,914.98
Mercy Hospitals – Bakersfield Bakersfield $8,648.76 $4,836.92 – $18,649.60
Bakersfield Memorial Hospital Bakersfield $8,555.51 $4,836.92 – $18,416.48
Queen of The Valley Medical Center Napa $14,083.14 $7,745.00 – $46,622.00
Providence St Joseph Hospital Eureka Eureka $9,209.58 $9,008.00 – $46,622.00

All California hospitals for this procedure →