Insertion subcutaneous cardiac rhythm monitor at Providence St Joseph Hospital Eureka

2700 Dolbeer St, Eureka, CA · Providence · · NPI 1609858950

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$9,209.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18,058.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9,008.00 with Blue Cross vs $46,622.00 with Healthnet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Anthem Non-Mcs (Ind1, Ncx3) All Commercial Plans $9,008.00 ↓ -2%
Aetna Medicare Managed Care Plan $10,643.53 ↑ +16%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $10,810.00 ↑ +17%
Blue Shield Hmo/Pos/Ppo $11,036.00 ↑ +20%
Aetna Hmo/Ppo $21,319.00 ↑ +131%
Unitedhealthcare Select/Navigate Hmo $31,625.00 ↑ +243%
Unitedhealthcare All Commercial Plans $35,376.00 ↑ +284%
Healthnet Hmo/Pos/Ppo $46,622.00 ↑ +406%

Visitor-reported prices

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Insertion subcutaneous cardiac rhythm monitor at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $15,199.04 $7,317.77 – $27,066.78
Arroyo Grande Hospital Santa Maria $8,516.78 $4,836.92 – $18,914.98
French Hospital San Luis Obispo $7,956.43 $4,836.92 – $18,914.98
Mercy Hospitals – Bakersfield Bakersfield $8,648.76 $4,836.92 – $18,649.60
Bakersfield Memorial Hospital Bakersfield $8,555.51 $4,836.92 – $18,416.48
Queen of The Valley Medical Center Napa $14,083.14 $7,745.00 – $46,622.00
Redwood Memorial Hospital Fortuna $14,804.28 $9,031.00 – $46,622.00
St. Joseph's Medical Center Stockton Stockton $5,604.23 $4,003.02 – $16,012.08

All California hospitals for this procedure →