Insertion subcutaneous cardiac rhythm monitor at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$7,956.43
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$20,297.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,063.00 with Aetna vs $18,914.98 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Commercial|Gatekeeper | $4,063.00 | ↓ -49% |
| Aetna | Commercial|Non-Gatekeeper | $4,363.00 | ↓ -45% |
| BCBS - Anthem | Medicaid|All Plans | $4,836.92 | ↓ -39% |
| CenCal | Medicaid|> 21 | $4,836.92 | ↓ -39% |
| Molina | Medicaid|> 21 | $4,836.92 | ↓ -39% |
| CenCal | Medicaid|< 21 | $4,836.92 | ↓ -39% |
| Partnership Health Plan | Medicaid|< 21 | $4,836.92 | ↓ -39% |
| Partnership Health Plan | Medicaid|> 21 | $4,836.92 | ↓ -39% |
| Molina | Medicaid|< 21 | $4,836.92 | ↓ -39% |
| MHS HSPCC | Commercial|All Plans | $5,211.27 | ↓ -35% |
| Health Net | Medicaid|< 21 | $5,949.41 | ↓ -25% |
| Health Net | Medicaid|> 21 | $5,949.41 | ↓ -25% |
| Blue Shield CA | Commercial|Exchange | $7,851.00 | ↓ -1% |
| BCBS - Anthem | Commercial|MCS | $9,533.00 | ↑ +20% |
| Western Growers | Commercial|All Plans | $10,148.50 | ↑ +28% |
| Humana | Commercial|All Plans | $10,515.46 | ↑ +32% |
| Humana | Medicare|All Plans | $10,515.46 | ↑ +32% |
| Aetna | Medicare|All Plans | $10,515.46 | ↑ +32% |
| United | Medicare|All Plans | $10,515.46 | ↑ +32% |
| Health Net | Medicare|All Plans | $10,515.46 | ↑ +32% |
| Kaiser | Medicare|All Plans | $10,515.46 | ↑ +32% |
| BCBS - Anthem | Medicare|All Plans | $10,515.46 | ↑ +32% |
| Alignment | Medicare|All Plans | $10,515.46 | ↑ +32% |
| Blue Shield CA | Medicare|All Plans | $10,515.46 | ↑ +32% |
| Health Net | Commercial|FFS | $10,808.56 | ↑ +36% |
| Blue Shield CA | Commercial|FFS | $11,575.00 | ↑ +45% |
| Kaiser | Commercial|All Plans | $11,966.62 | ↑ +50% |
| First Health | Commercial|All Plans | $16,405.85 | ↑ +106% |
| Healthsmart | Commercial|All Plans | $16,405.85 | ↑ +106% |
| United | Commercial|Non-Options PPO | $17,756.92 | ↑ +123% |
| MultiPlan | Commercial|All Plans | $18,914.98 | ↑ +138% |
| BCBS - Anthem | Commercial|Non-MCS | $18,914.98 | ↑ +138% |
Visitor-reported prices
Comments
Insertion subcutaneous cardiac rhythm monitor at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $15,199.04 | $7,317.77 – $27,066.78 |
| Arroyo Grande Hospital | Santa Maria | $8,516.78 | $4,836.92 – $18,914.98 |
| Mercy Hospitals – Bakersfield | Bakersfield | $8,648.76 | $4,836.92 – $18,649.60 |
| Bakersfield Memorial Hospital | Bakersfield | $8,555.51 | $4,836.92 – $18,416.48 |
| Queen of The Valley Medical Center | Napa | $14,083.14 | $7,745.00 – $46,622.00 |
| Providence St Joseph Hospital Eureka | Eureka | $9,209.58 | $9,008.00 – $46,622.00 |
| Redwood Memorial Hospital | Fortuna | $14,804.28 | $9,031.00 – $46,622.00 |
| St. Joseph's Medical Center Stockton | Stockton | $5,604.23 | $4,003.02 – $16,012.08 |