Established Patient Office Visit (level 1) at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$182.82
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$549.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$21.37 with Partnership Health Plan vs $382.00 with PrimeCare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|> 21 | $21.37 | ↓ -88% |
| LA Care | Medicaid|> 21 | $21.37 | ↓ -88% |
| LA Care | Medicaid|< 21 | $21.37 | ↓ -88% |
| Partnership Health Plan | Medicaid|< 21 | $21.37 | ↓ -88% |
| BCBS - Anthem | Medicaid|All Plans | $25.82 | ↓ -86% |
| Molina | Medicaid|> 21 | $30.13 | ↓ -84% |
| Molina | Medicaid|< 21 | $30.13 | ↓ -84% |
| HPN | Medicaid|All Plans | $31.35 | ↓ -83% |
| Health Net | Medicaid|All Plans | $32.34 | ↓ -82% |
| Inland Empire Health Plan | Medicaid|All Plans | $34.43 | ↓ -81% |
| Redlands | Commercial|All Plans | $36.54 | ↓ -80% |
| Kaiser | Commercial|All Plans | $37.80 | ↓ -79% |
| United | Commercial|All Other Plans | $57.96 | ↓ -68% |
| BCBS - Anthem | Commercial|Exchange | $61.74 | ↓ -66% |
| HPN | Medicare|Senior | $74.34 | ↓ -59% |
| HPN | Commercial|All Plans | $79.38 | ↓ -57% |
| First Health | Commercial|All Plans | $83.16 | ↓ -55% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $88.20 | ↓ -52% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $88.20 | ↓ -52% |
| IHCG | Medicare|All Plans | $100.00 | ↓ -45% |
| MultiPlan | Commercial|All Plans | $100.80 | ↓ -45% |
| Healthsmart | Commercial|All Plans | $103.32 | ↓ -43% |
| Care 1st | Medicaid|All Plans | $106.85 | ↓ -42% |
| Blue Shield CA | Medicare|BlueShield Promise | $107.10 | ↓ -41% |
| Blue Shield CA | Commercial|Exchange | $119.00 | ↓ -35% |
| United | Commercial|HMO | $120.96 | ↓ -34% |
| Blue Shield CA | Commercial|All Other Plans | $126.00 | ↓ -31% |
| BCBS - Anthem | Commercial|MCS | $126.00 | ↓ -31% |
| Cigna | Commercial|PPO | $227.00 | ↑ +24% |
| Cigna | Commercial|All Other Plans | $227.00 | ↑ +24% |
| PrimeCare | Medicare|All Plans | $264.00 | ↑ +44% |
| PrimeCare | Commercial|All Plans | $382.00 | ↑ +109% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 1) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $204.50 | $21.37 – $227.00 |
| St. John's Camarillo Hospital | Camarillo | $500.91 | $12.38 – $204.18 |
| Banner Lassen Medical Center | Susanville | $290.87 | $19.80 – $150.35 |
| Arroyo Grande Hospital | Santa Maria | $145.10 | $17.21 – $232.00 |
| Mark Twain Medical Center | San Andreas | $51.95 | $3.11 – $12.00 |
| French Hospital | San Luis Obispo | $112.90 | $17.21 – $234.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $86.08 | $21.37 – $232.00 |
| Bakersfield Memorial Hospital | Bakersfield | $93.59 | $21.37 – $232.00 |