Established Patient Office Visit (level 1) at Community Hospital San Bernardino
1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818
$204.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$523.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$21.37 with Kaiser vs $227.00 with SBMG — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicaid|> 21 | $21.37 | ↓ -90% |
| LA Care | Medicaid|> 21 | $21.37 | ↓ -90% |
| LA Care | Medicaid|< 21 | $21.37 | ↓ -90% |
| Partnership Health Plan | Medicaid|> 21 | $21.37 | ↓ -90% |
| Partnership Health Plan | Medicaid|< 21 | $21.37 | ↓ -90% |
| Kaiser | Medicaid|< 21 | $21.37 | ↓ -90% |
| BCBS - Anthem | Medicaid|All Plans | $25.82 | ↓ -87% |
| Molina | Medicaid|All Plans | $29.92 | ↓ -85% |
| HPN | Medicaid|All Plans | $31.35 | ↓ -85% |
| Health Net | Medicaid|< 21 | $32.34 | ↓ -84% |
| Health Net | Medicaid|> 21 | $32.34 | ↓ -84% |
| Inland Empire Health Plan | Medicaid|All Plans | $34.43 | ↓ -83% |
| Care 1st | Medicaid|All Plans | $106.85 | ↓ -48% |
| Blue Shield CA | Commercial|Exchange | $113.00 | ↓ -45% |
| United | Commercial|All Other Plans | $118.04 | ↓ -42% |
| HPN | Medicare|Senior | $124.85 | ↓ -39% |
| HPN | Commercial|All Plans | $131.66 | ↓ -36% |
| Magellan | Commercial|All Plans | $136.20 | ↓ -33% |
| Kaiser | Commercial|All Plans | $140.74 | ↓ -31% |
| BCBS - Anthem | Commercial|All Other Plans | $143.01 | ↓ -30% |
| First Health | Commercial|All Plans | $158.90 | ↓ -22% |
| Blue Shield CA | Medicare|BlueShield Promise | $170.25 | ↓ -17% |
| Blue Shield CA | Commercial|All Other Plans | $175.00 | ↓ -14% |
| BCBS - Anthem | Commercial|MCS | $179.33 | ↓ -12% |
| MultiPlan | Commercial|All Plans | $181.60 | ↓ -11% |
| United | Commercial|HMO | $220.19 | ↑ +8% |
| Cigna | Commercial|All Other Plans | $227.00 | ↑ +11% |
| Cigna | Commercial|PPO | $227.00 | ↑ +11% |
| Redlands | Commercial|All Plans | $227.00 | ↑ +11% |
| SBMG | Commercial|All Plans | $227.00 | ↑ +11% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 1) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Bernardine Medical Center | San Bernardino | $182.82 | $21.37 – $264.00 |
| St. John's Camarillo Hospital | Camarillo | $500.91 | $12.38 – $204.18 |
| Banner Lassen Medical Center | Susanville | $290.87 | $19.80 – $150.35 |
| Arroyo Grande Hospital | Santa Maria | $145.10 | $17.21 – $232.00 |
| Mark Twain Medical Center | San Andreas | $51.95 | $3.11 – $12.00 |
| French Hospital | San Luis Obispo | $112.90 | $17.21 – $234.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $86.08 | $21.37 – $232.00 |
| Bakersfield Memorial Hospital | Bakersfield | $93.59 | $21.37 – $232.00 |