Established Patient Office Visit (level 1) at Arroyo Grande Hospital

1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$145.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$339.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.21 with CenCal vs $232.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CenCal Medicaid|> 21 $17.21 ↓ -88%
CenCal Medicaid|< 21 $17.21 ↓ -88%
Partnership Health Plan Medicaid|> 21 $21.37 ↓ -85%
Partnership Health Plan Medicaid|< 21 $21.37 ↓ -85%
Health Net Medicaid|< 21 $32.34 ↓ -78%
Health Net Medicaid|> 21 $32.34 ↓ -78%
Western Growers Commercial|All Plans $105.00 ↓ -28%
Kaiser Commercial|All Plans $132.30 ↓ -9%
Blue Shield CA Commercial|Exchange $141.00 ↓ -3%
First Health Commercial|All Plans $176.40 ↑ +22%
United Commercial|Non-Options PPO $184.80 ↑ +27%
United Commercial|All Other Plans $186.90 ↑ +29%
Healthsmart Commercial|All Plans $193.20 ↑ +33%
United Commercial|Options PPO $195.30 ↑ +35%
MultiPlan Commercial|All Plans $205.80 ↑ +42%
United Commercial|HMO $207.90 ↑ +43%
BCBS - Anthem Commercial|Non-MCS $210.00 ↑ +45%
BCBS - Anthem Commercial|MCS $210.00 ↑ +45%
Blue Shield CA Commercial|FFS $210.00 ↑ +45%
Cigna Commercial|All Other Plans $232.00 ↑ +60%
Cigna Commercial|PPO $232.00 ↑ +60%

Visitor-reported prices

visitor-reported
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Established Patient Office Visit (level 1) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $500.91 $12.38 – $204.18
Banner Lassen Medical Center Susanville $290.87 $19.80 – $150.35
Mark Twain Medical Center San Andreas $51.95 $3.11 – $12.00
French Hospital San Luis Obispo $112.90 $17.21 – $234.00
Mercy Hospitals – Bakersfield Bakersfield $86.08 $21.37 – $232.00
Bakersfield Memorial Hospital Bakersfield $93.59 $21.37 – $232.00
Healdsburg Hospital Healdsburg $155.55 not published
Redwood Memorial Hospital Fortuna $297.84 not published

All California hospitals for this procedure →