Electrophysiology evaluation at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$1,105.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,319.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$802.51 with Partnership Health Plan vs $31,206.00 with Health Net — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|< 21 | $802.51 | ↓ -27% |
| LA Care | Medicaid|> 21 | $802.51 | ↓ -27% |
| LA Care | Medicaid|< 21 | $802.51 | ↓ -27% |
| Partnership Health Plan | Medicaid|> 21 | $802.51 | ↓ -27% |
| Redlands | Commercial|All Plans | $962.51 | ↓ -13% |
| Health Net | Medicaid|All Plans | $987.09 | ↓ -11% |
| Kaiser | Commercial|All Plans | $995.70 | ↓ -10% |
| BCBS - Anthem | Medicaid|All Plans | $1,504.70 | ↑ +36% |
| Molina | Medicaid|> 21 | $1,793.89 | ↑ +62% |
| Molina | Medicaid|< 21 | $1,793.89 | ↑ +62% |
| HPN | Medicaid|All Plans | $1,866.41 | ↑ +69% |
| HPN | Medicare|Senior | $1,958.21 | ↑ +77% |
| Inland Empire Health Plan | Medicaid|All Plans | $2,006.27 | ↑ +82% |
| HPN | Commercial|All Plans | $2,090.97 | ↑ +89% |
| First Health | Commercial|All Plans | $2,190.54 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $2,655.20 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $2,721.58 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $2,821.15 | ↑ +155% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $3,028.00 | ↑ +174% |
| United | Commercial|All Other Plans | $6,210.00 | ↑ +462% |
| Care 1st | Medicaid|All Plans | $6,361.30 | ↑ +476% |
| United | Commercial|HMO | $6,367.00 | ↑ +476% |
| BCBS - Anthem | Commercial|Exchange | $8,063.00 | ↑ +630% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $11,518.00 | ↑ +942% |
| Blue Shield CA | Commercial|Exchange | $16,775.00 | ↑ +1418% |
| BCBS - Anthem | Commercial|MCS | $18,544.00 | ↑ +1578% |
| Health Net | Commercial|EPPO | $24,057.00 | ↑ +2077% |
| Aetna | Commercial|Gatekeeper | $25,828.00 | ↑ +2237% |
| Blue Shield CA | Commercial|All Other Plans | $26,177.00 | ↑ +2268% |
| Health Net | Commercial|Care Product | $28,586.00 | ↑ +2486% |
| Aetna | Commercial|Non-Gatekeeper | $30,595.00 | ↑ +2668% |
| Health Net | Commercial|All Other Plans | $31,206.00 | ↑ +2723% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $1,641.81 | $802.51 – $8,268.00 |
| St. John's Camarillo Hospital | Camarillo | $6,882.74 | $987.09 – $12,256.92 |
| Arroyo Grande Hospital | Santa Maria | $439.13 | $513.00 – $1,026.00 |
| French Hospital | San Luis Obispo | $402.20 | $277.02 – $1,026.00 |
| Bakersfield Memorial Hospital | Bakersfield | $1,171.47 | $802.51 – $3,192.00 |
| Queen of The Valley Medical Center | Napa | $4,485.45 | $2,747.00 – $19,158.00 |
| St. Joseph's Medical Center Stockton | Stockton | $1,279.20 | $802.51 – $3,567.82 |
| Santa Rosa Memorial Hospital | Santa Rosa | $13,014.18 | $1,716.00 – $25,815.00 |