Electrophysiology evaluation at St. John's Camarillo Hospital
2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360
$6,882.74
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$15,714.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$987.09 with Health Net vs $20,369.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid|< 21 | $987.09 | ↓ -86% |
| Health Net | Medicaid|> 21 | $987.09 | ↓ -86% |
| BCBS - Anthem | Commercial|DignityHealth | $4,242.78 | ↓ -38% |
| Gold Coast Health Plan | Medicaid|All Plans | $7,852.00 | ↑ +14% |
| BCBS - Anthem | Commercial|Exchange | $8,399.00 | ↑ +22% |
| Western Growers | Commercial|All Plans | $8,642.70 | ↑ +26% |
| Kaiser | Commercial|All Plans | $9,742.68 | ↑ +42% |
| United | Commercial|HMO | $10,481.00 | ↑ +52% |
| First Health | Commercial|All Plans | $10,528.38 | ↑ +53% |
| SeaView | Medicare|All Plans | $10,999.80 | ↑ +60% |
| Aetna | Medicare|Sea View | $10,999.80 | ↑ +60% |
| United | Medicare|Sea View | $10,999.80 | ↑ +60% |
| Blue Shield CA | Medicare|Sea View | $10,999.80 | ↑ +60% |
| Sea View | Commercial|All Plans | $10,999.80 | ↑ +60% |
| BCBS - Anthem | Commercial|HMO | $11,624.00 | ↑ +69% |
| BCBS - Anthem | Commercial|HMO Non MCS | $11,624.00 | ↑ +69% |
| MultiPlan | Commercial|All Plans | $12,256.92 | ↑ +78% |
| BCBS - Anthem | Commercial|PPO Non MCS | $13,999.00 | ↑ +103% |
| BCBS - Anthem | Commercial|Non-MCS | $13,999.00 | ↑ +103% |
| Aetna | Commercial|All Plans | $14,704.00 | ↑ +114% |
| United | Commercial|Non-Options PPO | $15,714.00 | ↑ +128% |
| United | Commercial|Navigate | $17,179.00 | ↑ +150% |
| United | Commercial|All Other Plans | $17,179.00 | ↑ +150% |
| Health Net | Commercial|All Other Plans | $20,271.00 | ↑ +195% |
| BCBS - Anthem | Commercial|MCS | $20,369.00 | ↑ +196% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $439.13 | $513.00 – $1,026.00 |
| French Hospital | San Luis Obispo | $402.20 | $277.02 – $1,026.00 |
| Bakersfield Memorial Hospital | Bakersfield | $1,171.47 | $802.51 – $3,192.00 |
| Queen of The Valley Medical Center | Napa | $4,485.45 | $2,747.00 – $19,158.00 |
| St. Joseph's Medical Center Stockton | Stockton | $1,279.20 | $802.51 – $3,567.82 |
| Santa Rosa Memorial Hospital | Santa Rosa | $13,014.18 | $1,716.00 – $25,815.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $6,682.08 | $1,200.00 – $13,634.00 |
| Mercy Medical Center Merced | Merced | $1,391.02 | $802.51 – $2,701.00 |