Electrophysiology evaluation at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$402.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,026.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$277.02 with MHS HSPCC vs $13,440.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS HSPCC Commercial|All Plans $277.02 ↓ -31%
Western Growers Commercial|All Plans $513.00 ↑ +28%
Health Net Commercial|FFS $574.56 ↑ +43%
Kaiser Commercial|All Plans $636.12 ↑ +58%
BCBS - Anthem Medicaid|All Plans $802.51 ↑ +100%
Molina Medicaid|< 21 $802.51 ↑ +100%
Partnership Health Plan Medicaid|> 21 $802.51 ↑ +100%
Molina Medicaid|> 21 $802.51 ↑ +100%
Partnership Health Plan Medicaid|< 21 $802.51 ↑ +100%
United Commercial|Non-Options PPO $831.06 ↑ +107%
Healthsmart Commercial|All Plans $872.10 ↑ +117%
First Health Commercial|All Plans $872.10 ↑ +117%
Health Net Medicaid|> 21 $987.09 ↑ +145%
Health Net Medicaid|< 21 $987.09 ↑ +145%
MultiPlan Commercial|All Plans $1,005.48 ↑ +150%
BCBS - Anthem Commercial|Non-MCS $1,005.48 ↑ +150%
CenCal Medicaid|< 21 $1,026.00 ↑ +155%
CenCal Medicaid|> 21 $1,026.00 ↑ +155%
United Commercial|HMO $4,926.00 ↑ +1125%
United Commercial|All Other Plans $6,182.00 ↑ +1437%
Aetna Commercial|Gatekeeper $7,108.00 ↑ +1667%
Aetna Commercial|Non-Gatekeeper $7,631.00 ↑ +1797%
BCBS - Anthem Commercial|MCS $13,440.00 ↑ +3242%

Visitor-reported prices

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Electrophysiology evaluation at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $6,882.74 $987.09 – $12,256.92
Arroyo Grande Hospital Santa Maria $439.13 $513.00 – $1,026.00
Bakersfield Memorial Hospital Bakersfield $1,171.47 $802.51 – $3,192.00
Queen of The Valley Medical Center Napa $4,485.45 $2,747.00 – $19,158.00
St. Joseph's Medical Center Stockton Stockton $1,279.20 $802.51 – $3,567.82
Santa Rosa Memorial Hospital Santa Rosa $13,014.18 $1,716.00 – $25,815.00
Providence Mission Hospital - Mission Viejo Mission Viejo $6,682.08 $1,200.00 – $13,634.00
Mercy Medical Center Merced Merced $1,391.02 $802.51 – $2,701.00

All California hospitals for this procedure →