Chromosome analysis 5 at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$177.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$533.33
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$31.88 with Kaiser vs $1,362.70 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Commercial|All Plans | $31.88 | ↓ -82% |
| BCBS - Anthem | Commercial|Exchange | $62.69 | ↓ -65% |
| HPN | Medicare|Senior | $62.69 | ↓ -65% |
| HPN | Commercial|All Plans | $66.94 | ↓ -62% |
| First Health | Commercial|All Plans | $70.13 | ↓ -61% |
| MultiPlan | Commercial|All Plans | $85.00 | ↓ -52% |
| Healthsmart | Commercial|All Plans | $87.13 | ↓ -51% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $89.25 | ↓ -50% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $89.25 | ↓ -50% |
| Blue Shield CA | Medicare|BlueShield Promise | $90.32 | ↓ -49% |
| Kaiser | Medicaid|All Plans | $91.38 | ↓ -49% |
| Health Net | Medicare|All Plans | $106.25 | ↓ -40% |
| Kaiser | Medicare|All Plans | $106.25 | ↓ -40% |
| Central Health Plan | Medicare|All Plans | $106.25 | ↓ -40% |
| BCBS - Anthem | Medicare|All Plans | $106.25 | ↓ -40% |
| BCBS - Anthem | Commercial|MCS | $106.25 | ↓ -40% |
| IHCG | Medicare|All Plans | $106.25 | ↓ -40% |
| Humana | Medicare|All Plans | $106.25 | ↓ -40% |
| Aetna | Commercial|Gatekeeper | $106.25 | ↓ -40% |
| Aetna | Commercial|Non-Gatekeeper | $106.25 | ↓ -40% |
| First Health | Medicare|All Plans | $106.25 | ↓ -40% |
| Molina | Medicare|All Plans | $106.25 | ↓ -40% |
| Molina | Medicaid|< 21 | $106.25 | ↓ -40% |
| Molina | Medicaid|> 21 | $106.25 | ↓ -40% |
| United | Commercial|All Other Plans | $106.25 | ↓ -40% |
| United | Medicare|All Plans | $106.25 | ↓ -40% |
| United | Commercial|HMO | $106.25 | ↓ -40% |
| Partnership Health Plan | Medicaid|> 21 | $106.25 | ↓ -40% |
| Scan Health Plan | Medicare|All Plans | $106.25 | ↓ -40% |
| LA Care | Medicaid|< 21 | $106.25 | ↓ -40% |
| LA Care | Medicaid|> 21 | $106.25 | ↓ -40% |
| Inland Empire Health Plan | Medicaid|All Plans | $106.25 | ↓ -40% |
| Inland Empire Health Plan | Medicare|All Plans | $106.25 | ↓ -40% |
| Epic Health | Medicare|All Plans | $106.25 | ↓ -40% |
| Patton | Medicare|All Plans | $106.25 | ↓ -40% |
| IHCG | Medicaid|All Plans | $106.25 | ↓ -40% |
| Blue Shield CA | Medicare|All Other Plans | $106.25 | ↓ -40% |
| Partnership Health Plan | Medicaid|< 21 | $106.25 | ↓ -40% |
| Health Net | Medicaid|All Plans | $130.69 | ↓ -26% |
| Redlands | Commercial|All Plans | $154.07 | ↓ -13% |
| DHMG | Commercial|All Plans | $154.07 | ↓ -13% |
| EPIC Health | Commercial|All Plans | $180.63 | ↑ +2% |
| Naphcare | Commercial|All Plans | $207.19 | ↑ +17% |
| HPN | Medicaid|All Plans | $399.82 | ↑ +125% |
| Cigna | Commercial|All Other Plans | $758.24 | ↑ +327% |
| Cigna | Commercial|PPO | $758.24 | ↑ +327% |
| Care 1st | Medicaid|All Plans | $1,362.70 | ↑ +667% |
Visitor-reported prices
Comments
Chromosome analysis 5 at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $208.54 | $58.44 – $1,362.70 |
| Arroyo Grande Hospital | Santa Maria | $74.90 | $87.50 – $681.09 |
| French Hospital | San Luis Obispo | $68.60 | $47.25 – $800.68 |
| Mercy Hospitals – Bakersfield | Bakersfield | $64.93 | $87.50 – $759.62 |
| Bakersfield Memorial Hospital | Bakersfield | $64.23 | $87.50 – $759.62 |
| St. Joseph's Medical Center Stockton | Stockton | $51.45 | $36.75 – $175.00 |
| Mercy Medical Center Mt. Shasta | Mt Shasta | $213.95 | $143.00 – $269.50 |
| Northridge Hospital Medical Center | Northridge | $73.76 | $66.09 – $481.96 |