Chromosome analysis 5 at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$51.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$175.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.75 with Kaiser vs $1,548.44 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|Affiliated Payers $36.75 ↓ -29%
Kaiser Commercial|All Other Plans $36.75 ↓ -29%
Sutter UMR Commercial|All Plans $78.75 ↑ +53%
Healthsmart Commercial|All Plans $105.00 ↑ +104%
BCBS - Anthem Commercial|Exchange $115.50 ↑ +124%
First Health Commercial|All Plans $126.00 ↑ +145%
MultiPlan Commercial|All Plans $143.50 ↑ +179%
Medcore Commercial|Without ER $148.75 ↑ +189%
Medcore Commercial|With ER $148.75 ↑ +189%
BCBS - Anthem Commercial|Non-MCS $157.50 ↑ +206%
Alignment Health Medicare|All Plans $157.50 ↑ +206%
Health Net Medicaid|All Plans $175.00 ↑ +240%
Cigna Medicare|All Plans $175.00 ↑ +240%
Humana Medicare|All Plans $175.00 ↑ +240%
Kaiser Medicaid|< 21 $175.00 ↑ +240%
Kaiser Medicaid|> 21 $175.00 ↑ +240%
BCBS - Anthem Medicare|All Plans $175.00 ↑ +240%
BCBS - Anthem Commercial|MCS $175.00 ↑ +240%
BCBS - Anthem Medicaid|< 21 $175.00 ↑ +240%
BCBS - Anthem Medicaid|> 21 $175.00 ↑ +240%
Blue Shield CA Medicare|All Plans $175.00 ↑ +240%
Scan Health Plan Medicare|All Plans $175.00 ↑ +240%
Health Plan of San Joaquin Medicaid|All Plans $175.00 ↑ +240%
HPSJ Medicaid|> 21 $175.00 ↑ +240%
Hill Physicians Commercial|All Plans $175.00 ↑ +240%
Kaiser Medicare|All Plans $175.00 ↑ +240%
Aetna Commercial|All Other Plans $175.00 ↑ +240%
Aetna Commercial|PPO $175.00 ↑ +240%
Aetna Medicare|All Plans $175.00 ↑ +240%
Aetna Commercial|HMO $175.00 ↑ +240%
Molina Medicare|All Plans $175.00 ↑ +240%
United Commercial|All Other Plans $175.00 ↑ +240%
United Medicare|All Plans $175.00 ↑ +240%
United Commercial|HMO $175.00 ↑ +240%
United Commercial|Options PPO $175.00 ↑ +240%
United Commercial|Non-Options PPO $175.00 ↑ +240%
Cigna Commercial|PPO $1,548.44 ↑ +2910%
Cigna Commercial|All Other Plans $1,548.44 ↑ +2910%

Visitor-reported prices

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Chromosome analysis 5 at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $74.90 $87.50 – $681.09
French Hospital San Luis Obispo $68.60 $47.25 – $800.68
Mercy Hospitals – Bakersfield Bakersfield $64.93 $87.50 – $759.62
Bakersfield Memorial Hospital Bakersfield $64.23 $87.50 – $759.62
Mercy Medical Center Mt. Shasta Mt Shasta $213.95 $143.00 – $269.50
Northridge Hospital Medical Center Northridge $73.76 $66.09 – $481.96
Sierra Nevada Memorial Hospital Grass Valley $98.10 $120.60 – $180.00
Sequoia Hospital Redwood City $63.70 $75.25 – $920.27

All California hospitals for this procedure →