Chromosome analysis 5 at Arroyo Grande Hospital

1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$74.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$175.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.50 with Western Growers vs $681.09 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Western Growers Commercial|All Plans $87.50 ↑ +17%
Kaiser Commercial|All Plans $110.25 ↑ +47%
First Health Commercial|All Plans $147.00 ↑ +96%
Healthsmart Commercial|All Plans $161.00 ↑ +115%
BCBS - Anthem Commercial|Non-MCS $169.75 ↑ +127%
MultiPlan Commercial|All Plans $171.50 ↑ +129%
United Medicare|All Plans $175.00 ↑ +134%
United Commercial|Options PPO $175.00 ↑ +134%
United Commercial|Non-Options PPO $175.00 ↑ +134%
Humana Medicare|All Plans $175.00 ↑ +134%
Aetna Commercial|All Other Plans $175.00 ↑ +134%
Aetna Commercial|PPO $175.00 ↑ +134%
Aetna Medicare|All Plans $175.00 ↑ +134%
Aetna Commercial|HMO $175.00 ↑ +134%
United Commercial|All Other Plans $175.00 ↑ +134%
CenCal Medicaid|> 21 $175.00 ↑ +134%
MHS Hospice Commercial|All Plans $175.00 ↑ +134%
Partnership Health Plan Medicaid|< 21 $175.00 ↑ +134%
Partnership Health Plan Medicaid|> 21 $175.00 ↑ +134%
Scan Health Plan Medicare|All Plans $175.00 ↑ +134%
Kaiser Medicare|All Plans $175.00 ↑ +134%
BCBS - Anthem Medicare|All Plans $175.00 ↑ +134%
BCBS - Anthem Commercial|MCS $175.00 ↑ +134%
Alignment Medicare|All Plans $175.00 ↑ +134%
CenCal Medicaid|< 21 $175.00 ↑ +134%
Health Net Medicaid|> 21 $215.25 ↑ +187%
Health Net Medicaid|< 21 $215.25 ↑ +187%
United Commercial|HMO $317.21 ↑ +324%
Cigna Commercial|All Other Plans $681.09 ↑ +809%
Cigna Commercial|PPO $681.09 ↑ +809%

Visitor-reported prices

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Chromosome analysis 5 at other California hospitals

Hospital City Cash price Negotiated range
French Hospital San Luis Obispo $68.60 $47.25 – $800.68
Mercy Hospitals – Bakersfield Bakersfield $64.93 $87.50 – $759.62
Bakersfield Memorial Hospital Bakersfield $64.23 $87.50 – $759.62
St. Joseph's Medical Center Stockton Stockton $51.45 $36.75 – $175.00
Mercy Medical Center Mt. Shasta Mt Shasta $213.95 $143.00 – $269.50
Northridge Hospital Medical Center Northridge $73.76 $66.09 – $481.96
Sierra Nevada Memorial Hospital Grass Valley $98.10 $120.60 – $180.00
Sequoia Hospital Redwood City $63.70 $75.25 – $920.27

All California hospitals for this procedure →