Analysis gene f2 20210g>a variant at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$13.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$40.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$12.00 with Kaiser vs $188.44 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Commercial|All Plans | $12.00 | ↓ -10% |
| BCBS - Anthem | Commercial|Exchange | $23.60 | ↑ +77% |
| HPN | Medicare|Senior | $23.60 | ↑ +77% |
| HPN | Commercial|All Plans | $25.20 | ↑ +89% |
| First Health | Commercial|All Plans | $26.40 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $32.00 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $32.80 | ↑ +146% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $33.60 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $33.60 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $34.00 | ↑ +155% |
| Kaiser | Medicaid|All Plans | $34.40 | ↑ +158% |
| BCBS - Anthem | Medicare|All Plans | $40.00 | ↑ +200% |
| BCBS - Anthem | Commercial|MCS | $40.00 | ↑ +200% |
| Blue Shield CA | Medicare|All Other Plans | $40.00 | ↑ +200% |
| IHCG | Medicare|All Plans | $40.00 | ↑ +200% |
| Aetna | Commercial|Gatekeeper | $40.00 | ↑ +200% |
| Aetna | Commercial|Non-Gatekeeper | $40.00 | ↑ +200% |
| First Health | Medicare|All Plans | $40.00 | ↑ +200% |
| Molina | Medicare|All Plans | $40.00 | ↑ +200% |
| United | Commercial|All Other Plans | $40.00 | ↑ +200% |
| United | Medicare|All Plans | $40.00 | ↑ +200% |
| United | Commercial|HMO | $40.00 | ↑ +200% |
| Health Net | Medicare|All Plans | $40.00 | ↑ +200% |
| Kaiser | Medicare|All Plans | $40.00 | ↑ +200% |
| Central Health Plan | Medicare|All Plans | $40.00 | ↑ +200% |
| Scan Health Plan | Medicare|All Plans | $40.00 | ↑ +200% |
| Inland Empire Health Plan | Medicare|All Plans | $40.00 | ↑ +200% |
| Epic Health | Medicare|All Plans | $40.00 | ↑ +200% |
| Patton | Medicare|All Plans | $40.00 | ↑ +200% |
| IHCG | Medicaid|All Plans | $40.00 | ↑ +200% |
| Humana | Medicare|All Plans | $40.00 | ↑ +200% |
| Redlands | Commercial|All Plans | $58.00 | ↑ +335% |
| DHMG | Commercial|All Plans | $58.00 | ↑ +335% |
| EPIC Health | Commercial|All Plans | $68.00 | ↑ +411% |
| Naphcare | Commercial|All Plans | $78.00 | ↑ +486% |
| Cigna | Commercial|PPO | $188.44 | ↑ +1315% |
| Cigna | Commercial|All Other Plans | $188.44 | ↑ +1315% |
Visitor-reported prices
Comments
Analysis gene f2 20210g>a variant at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $15.64 | $22.00 – $188.44 |
| St. John's Camarillo Hospital | Camarillo | $17.52 | $10.80 – $174.30 |
| Banner Lassen Medical Center | Susanville | $17.95 | $13.12 – $31.04 |
| Petaluma Valley Hospital | Petaluma | $83.00 | $64.38 – $247.31 |
| Arroyo Grande Hospital | Santa Maria | $210.26 | $7.62 – $169.26 |
| Mark Twain Medical Center | San Andreas | $109.38 | $21.66 – $40.00 |
| French Hospital | San Luis Obispo | $192.57 | $4.12 – $198.98 |
| Mercy Hospitals – Bakersfield | Bakersfield | $14.84 | $20.00 – $188.78 |