Insertion subcutaneous cardiac rhythm monitor at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6,005.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$27,550.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$83.69 with Hill Physicians vs $17,715.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $83.69 ↓ -99%
Western Health Advantage Commercial|All Plans $4,721.85 ↓ -21%
United Medicaid|< 21 $4,836.92 ↓ -19%
United Medicaid|> 21 $4,836.92 ↓ -19%
Aetna Commercial|PPO $5,002.00 ↓ -17%
Aetna Commercial|HMO $5,002.00 ↓ -17%
Aetna Commercial|All Other Plans $5,002.00 ↓ -17%
Hill Physicians Medicaid|All Plans $5,320.61 ↓ -11%
Kaiser Medicaid|All Plans $5,531.31 ↓ -8%
Hill Physicians Medicare|All Plans $5,602.91 ↓ -7%
Health Net Commercial|EPPO $8,865.00 ↑ +48%
Molina Medicaid|All Plans $9,093.41 ↑ +51%
BCBS - Anthem Medicaid|All Plans $9,190.15 ↑ +53%
Healthsmart Commercial|All Plans $9,713.52 ↑ +62%
BCBS - Anthem Commercial|Connection EPO $9,774.00 ↑ +63%
First Health Commercial|All Plans $10,118.25 ↑ +68%
BCBS - Anthem Medicare|All Other Plans $10,255.57 ↑ +71%
Kaiser Commercial|All Plans $10,657.89 ↑ +77%
Sutter Health Commercial|All Plans $10,792.80 ↑ +80%
MultiPlan Commercial|All Plans $10,792.80 ↑ +80%
Molina Medicare|All Plans $10,875.47 ↑ +81%
United Medicare|All Plans $10,875.47 ↑ +81%
Humana Commercial|All Plans $10,875.47 ↑ +81%
Kaiser Medicare|All Plans $10,875.47 ↑ +81%
Blue Shield CA Medicare|HMO $10,875.47 ↑ +81%
Blue Shield CA Medicare|PPO $10,875.47 ↑ +81%
Aetna Medicare|All Plans $10,875.47 ↑ +81%
BCBS - Anthem Medicare|Imperial $11,201.73 ↑ +87%
Health Net Medicaid|All Plans $11,221.65 ↑ +87%
California Health & Wellness Medicaid|All Plans $11,221.65 ↑ +87%
BrightHealth Commercial|All Plans $11,963.02 ↑ +99%
BCBS - Anthem Commercial|All Other Plans $12,217.00 ↑ +103%
United Commercial|Non-Options PPO $13,491.00 ↑ +125%
Partnership Health Plan Medicaid|All Plans $13,491.00 ↑ +125%
Prison Healthcare Medicaid|All Plans $16,313.20 ↑ +172%
Health Net Commercial|FFS $16,347.00 ↑ +172%
BCBS - Anthem Commercial|MCS $17,715.00 ↑ +195%

Visitor-reported prices

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Insertion subcutaneous cardiac rhythm monitor at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $7,934.40 $83.69 – $13,491.00
St. John's Camarillo Hospital Camarillo $15,199.04 $7,317.77 – $27,066.78
Arroyo Grande Hospital Santa Maria $8,516.78 $4,836.92 – $18,914.98
French Hospital San Luis Obispo $7,956.43 $4,836.92 – $18,914.98
Mercy Hospitals – Bakersfield Bakersfield $8,648.76 $4,836.92 – $18,649.60
Bakersfield Memorial Hospital Bakersfield $8,555.51 $4,836.92 – $18,416.48
Queen of The Valley Medical Center Napa $14,083.14 $7,745.00 – $46,622.00
Providence St Joseph Hospital Eureka Eureka $9,209.58 $9,008.00 – $46,622.00

All California hospitals for this procedure →