MRI chest without & w/contrast at Mercy Medical Center Redding

2175 Roseline Ave, Redding, CA · CommonSpirit Health · · NPI 1477671535

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,407.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,694.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$453.77 with United vs $8,520.12 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $453.77 ↓ -90%
Humana Medicare|All Plans $453.77 ↓ -90%
Blue Shield CA Medicare|All Plans $453.77 ↓ -90%
BCBS - Anthem Medicare|All Plans $453.77 ↓ -90%
Aetna Medicare|All Plans $453.77 ↓ -90%
Health Net Medicare|All Plans $453.77 ↓ -90%
Kaiser Medicare|All Plans $453.77 ↓ -90%
BCBS - Anthem Medicaid|All Plans $751.15 ↓ -83%
United Commercial|Options $828.27 ↓ -81%
United Commercial|All Other Plans $828.27 ↓ -81%
United Commercial|HMO $828.27 ↓ -81%
California Health & Wellness Medicaid|All Plans $977.91 ↓ -78%
Aetna Commercial|HMO $1,750.04 ↓ -60%
Aetna Commercial|All Other Plans $1,750.04 ↓ -60%
Aetna Commercial|PPO $1,750.04 ↓ -60%
Partnership Health Plan Medicaid|All Plans $2,031.41 ↓ -54%
BCBS - Anthem Commercial|Exchange $2,083.00 ↓ -53%
BCBS - Anthem Commercial|All Other Plans $2,540.00 ↓ -42%
Cigna Commercial|PPO $6,955.20 ↑ +58%
Cigna Commercial|All Other Plans $6,955.20 ↑ +58%
Coventry Commercial|All Plans $7,824.60 ↑ +78%
Health Net Commercial|All Plans $8,433.18 ↑ +91%
MultiPlan Commercial|All Plans $8,520.12 ↑ +93%

Visitor-reported prices

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MRI chest without & w/contrast at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,777.41 $453.77 – $3,165.24
Banner Lassen Medical Center Susanville $2,243.46 $71.43 – $3,131.16
Arroyo Grande Hospital Santa Maria $3,062.77 $453.77 – $5,836.88
Mark Twain Medical Center San Andreas $10,625.37 $472.42 – $3,932.74
French Hospital San Luis Obispo $2,366.90 $453.77 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $1,472.13 $453.77 – $3,174.40
Bakersfield Memorial Hospital Bakersfield $1,456.26 $453.77 – $3,134.72
Queen of The Valley Medical Center Napa $12,829.05 $495.35 – $7,340.80

All California hospitals for this procedure →