MRI chest without & w/contrast at Mark Twain Medical Center

768 Mountain Ranch Rd, San Andreas, CA · CommonSpirit Health · · NPI 1508968819

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$10,625.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15,954.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$472.42 with BCBS - Anthem vs $3,932.74 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $472.42 ↓ -96%
Kaiser Medicaid|All Plans $472.42 ↓ -96%
Health Net Medicaid|All Plans $472.42 ↓ -96%
California Health & Wellness Medicaid|All Plans $472.42 ↓ -96%
Health Plan of San Joaquin Medicaid|All Plans $472.42 ↓ -96%
Care 1st Medicare|All Plans $1,038.17 ↓ -90%
Humana Medicare|All Plans $1,038.17 ↓ -90%
Aetna Medicare|All Plans $1,038.17 ↓ -90%
United Medicare|All Plans $1,038.17 ↓ -90%
Health Net Medicare|All Plans $1,038.17 ↓ -90%
Kaiser Medicare|All Plans $1,038.17 ↓ -90%
BCBS - Anthem Medicare|All Plans $1,038.17 ↓ -90%
Blue Shield CA Medicare|All Plans $1,038.17 ↓ -90%
Scan Health Plan Medicare|All Plans $1,038.17 ↓ -90%
BCBS - Anthem Commercial|Exchange $2,463.18 ↓ -77%
United Commercial|Select $2,724.83 ↓ -74%
Blue Shield CA Commercial|Exchange $2,901.40 ↓ -73%
Blue Shield CA Commercial|PPO $2,901.40 ↓ -73%
Blue Shield CA Commercial|HMO $2,901.40 ↓ -73%
First Health Commercial|All Plans $3,009.75 ↓ -72%
United Commercial|Choice $3,122.12 ↓ -71%
BCBS - Anthem Commercial|All Other Plans $3,157.83 ↓ -70%
Health Net Commercial|All Plans $3,226.46 ↓ -70%
Aetna Commercial|All Other Plans $3,278.63 ↓ -69%
Aetna Commercial|HMO $3,278.63 ↓ -69%
Aetna Commercial|PPO $3,278.63 ↓ -69%
Kaiser Commercial|All Plans $3,411.05 ↓ -68%
Cigna Commercial|PPO $3,591.64 ↓ -66%
Cigna Commercial|All Other Plans $3,591.64 ↓ -66%
United Commercial|HMO $3,683.94 ↓ -65%
Multiplan Commercial|All Plans $3,932.74 ↓ -63%

Visitor-reported prices

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MRI chest without & w/contrast at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,777.41 $453.77 – $3,165.24
Banner Lassen Medical Center Susanville $2,243.46 $71.43 – $3,131.16
Arroyo Grande Hospital Santa Maria $3,062.77 $453.77 – $5,836.88
French Hospital San Luis Obispo $2,366.90 $453.77 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $1,472.13 $453.77 – $3,174.40
Bakersfield Memorial Hospital Bakersfield $1,456.26 $453.77 – $3,134.72
Queen of The Valley Medical Center Napa $12,829.05 $495.35 – $7,340.80
Providence St Joseph Hospital Eureka Eureka $8,540.46 $448.71 – $8,324.51

All California hospitals for this procedure →