MRI chest without & w/contrast at Mercy Hospitals – Bakersfield

2215 Truxtun Ave., Bakersfield, CA · CommonSpirit Health · · NPI 1104981661

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,472.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,968.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$453.77 with Kaiser vs $5,490.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $453.77 ↓ -69%
United Medicare|All Plans $453.77 ↓ -69%
Humana Medicare|All Plans $453.77 ↓ -69%
HPN Medicare|All Plans $453.77 ↓ -69%
Blue Shield CA Medicare|All Plans $453.77 ↓ -69%
BCBS - Anthem Medicare|All Plans $453.77 ↓ -69%
Aetna Medicare|All Plans $453.77 ↓ -69%
Care 1st Medicaid|< 21 $472.42 ↓ -68%
Care 1st Medicaid|> 21 $472.42 ↓ -68%
Molina Medicaid|< 21 $472.42 ↓ -68%
Molina Medicaid|> 21 $472.42 ↓ -68%
Kaiser Medicaid|< 21 $472.42 ↓ -68%
Kaiser Medicaid|> 21 $472.42 ↓ -68%
BCBS - Anthem Medicaid|< 21 $472.42 ↓ -68%
BCBS - Anthem Medicaid|> 21 $472.42 ↓ -68%
Partnership Health Plan Medicaid|< 21 $472.42 ↓ -68%
Partnership Health Plan Medicaid|> 21 $472.42 ↓ -68%
LA Care Medicaid|< 21 $472.42 ↓ -68%
LA Care Medicaid|> 21 $472.42 ↓ -68%
HPN Commercial|All Plans $499.15 ↓ -66%
Kern Health System Medicaid|< 21 $663.75 ↓ -55%
Kern Health System Medicaid|> 21 $663.75 ↓ -55%
United Commercial|Non-Options PPO $828.27 ↓ -44%
United Commercial|Options PPO $828.27 ↓ -44%
United Commercial|HMO $828.27 ↓ -44%
United Commercial|All Other Plans $828.27 ↓ -44%
Kaiser Commercial|All Plans $1,016.44 ↓ -31%
Health Net Medicaid|GemCare $1,138.53 ↓ -23%
Cigna Commercial|PPO $1,356.00 ↓ -8%
Cigna Commercial|All Other Plans $1,356.00 ↓ -8%
Aetna Commercial|HMO $1,518.89 ↑ +3%
Health Net Medicaid|Non-GemCare $1,540.09 ↑ +5%
Aetna Commercial|PPO $1,594.30 ↑ +8%
Western Growers Commercial|All Plans $1,984.00 ↑ +35%
CHN Sun View Commercial|All Plans $2,579.20 ↑ +75%
First Health Commercial|All Plans $2,777.60 ↑ +89%
BCBS - Anthem Commercial|Exchange $2,969.00 ↑ +102%
Healthsmart Commercial|All Plans $3,015.68 ↑ +105%
MultiPlan Commercial|All Plans $3,174.40 ↑ +116%
BCBS - Anthem Commercial|All Other Plans $4,067.00 ↑ +176%
BCBS - Anthem Commercial|MCS $5,490.00 ↑ +273%

Visitor-reported prices

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MRI chest without & w/contrast at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield $1,456.26 $453.77 – $3,134.72
St. John's Camarillo Hospital Camarillo $1,777.41 $453.77 – $3,165.24
Banner Lassen Medical Center Susanville $2,243.46 $71.43 – $3,131.16
Arroyo Grande Hospital Santa Maria $3,062.77 $453.77 – $5,836.88
Mark Twain Medical Center San Andreas $10,625.37 $472.42 – $3,932.74
French Hospital San Luis Obispo $2,366.90 $453.77 – $2,111.00
Queen of The Valley Medical Center Napa $12,829.05 $495.35 – $7,340.80
Providence St Joseph Hospital Eureka Eureka $8,540.46 $448.71 – $8,324.51

All California hospitals for this procedure →