Car seat/bed test 60 minutes at Providence St Joseph Hospital Orange

1100 W Stewart Dr, Orange, CA · Providence · · NPI 1912982216

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$55.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$115.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.83 with Providence vs $509.52 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Providence Oscar All Commercial Plans $40.83 ↓ -26%
Aetna Medicare Managed Care Plan $48.04 ↓ -13%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $50.33 ↓ -9%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $56.69 ↑ +3%
Healthnet Ambetter Hmo $88.87 ↑ +61%
Blue Cross Anthem Non-Mcs (Ind1, Ncx1, Ncx3) All Commercial Plans $424.60 ↑ +669%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $509.52 ↑ +823%

Visitor-reported prices

visitor-reported
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Car seat/bed test 60 minutes at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $58.70 $32.24 – $104.52
Arroyo Grande Hospital Santa Maria $96.30 $49.87 – $220.50
French Hospital San Luis Obispo $88.20 $49.87 – $220.50
Mercy Hospitals – Bakersfield Bakersfield $40.07 $49.87 – $83.20
Bakersfield Memorial Hospital Bakersfield $39.64 $49.87 – $82.16
Queen of The Valley Medical Center Napa $54.57 $53.03 – $345.18
St. Joseph's Medical Center Stockton Stockton $27.64 $19.74 – $78.96
Providence Mission Hospital - Mission Viejo Mission Viejo $87.84 $40.83 – $88.87

All California hospitals for this procedure →