Chromosome analysis 5 at Providence Mission Hospital - Mission Viejo

27700 Medical Center Rd, Mission Viejo, CA · Providence · · NPI 1003956913

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$10.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21.43

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$224.69 with Providence vs $2,358.33 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Providence Oscar All Commercial Plans $224.69 ↑ +2084%
Aetna Medicare Managed Care Plan $264.34 ↑ +2469%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $422.23 ↑ +4003%
Healthnet Ambetter Hmo $489.03 ↑ +4652%
Unitedhealthcare All Commercial Plans $528.68 ↑ +5038%
Unitedhealthcare Select/Navigate Hmo $528.68 ↑ +5038%
Aetna Gatekeeper Hmo $1,449.13 ↑ +13983%
Blue Cross Anthem Non-Mcs (Ind1, Ncx1, Ncx3) All Commercial Plans $1,965.27 ↑ +18999%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $2,358.33 ↑ +22819%

Visitor-reported prices

visitor-reported
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Chromosome analysis 5 at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $74.90 $87.50 – $681.09
French Hospital San Luis Obispo $68.60 $47.25 – $800.68
Mercy Hospitals – Bakersfield Bakersfield $64.93 $87.50 – $759.62
Bakersfield Memorial Hospital Bakersfield $64.23 $87.50 – $759.62
St. Joseph's Medical Center Stockton Stockton $51.45 $36.75 – $175.00
Mercy Medical Center Mt. Shasta Mt Shasta $213.95 $143.00 – $269.50
Northridge Hospital Medical Center Northridge $73.76 $66.09 – $481.96
Sierra Nevada Memorial Hospital Grass Valley $98.10 $120.60 – $180.00

All California hospitals for this procedure →