MRI chest without & w/contrast at Mercy Medical Center Merced
333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191
$2,208.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,289.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$453.77 with LA Care vs $5,539.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| LA Care | Medicare|All Plans | $453.77 | ↓ -79% |
| Health Net | Medicare|All Plans | $453.77 | ↓ -79% |
| United | Medicare|All Plans | $453.77 | ↓ -79% |
| Scan Health Plan | Medicare|All Plans | $453.77 | ↓ -79% |
| Blue Shield CA | Medicare|All Plans | $453.77 | ↓ -79% |
| Aetna | Medicare|All Plans | $453.77 | ↓ -79% |
| BCBS - Anthem | Medicare|All Plans | $453.77 | ↓ -79% |
| Kaiser | Medicare|All Plans | $453.77 | ↓ -79% |
| Humana | Medicare|All Plans | $453.77 | ↓ -79% |
| Inland Empire Health Plan | Medicaid|> 21 | $472.42 | ↓ -79% |
| Molina | Medicaid|< 21 | $472.42 | ↓ -79% |
| Molina | Medicaid|> 21 | $472.42 | ↓ -79% |
| Kaiser | Medicaid|< 21 | $472.42 | ↓ -79% |
| Kaiser | Medicaid|> 21 | $472.42 | ↓ -79% |
| Partnership Health Plan | Medicaid|< 21 | $472.42 | ↓ -79% |
| Partnership Health Plan | Medicaid|> 21 | $472.42 | ↓ -79% |
| Kern Health System | Medicaid|< 21 | $472.42 | ↓ -79% |
| Kern Health System | Medicaid|> 21 | $472.42 | ↓ -79% |
| California Health & Wellness | Medicaid|< 21 | $472.42 | ↓ -79% |
| California Health & Wellness | Medicaid|> 21 | $472.42 | ↓ -79% |
| Central California Alliance for Health | Medicaid|All Plans | $472.42 | ↓ -79% |
| Health Plan of San Joaquin | Medicaid|< 21 | $472.42 | ↓ -79% |
| Health Plan of San Joaquin | Medicaid|> 21 | $472.42 | ↓ -79% |
| Inland Empire Health Plan | Medicaid|< 21 | $472.42 | ↓ -79% |
| Allcare | Commercial|All Plans | $501.71 | ↓ -77% |
| BCBS - Anthem | Medicaid|< 21 | $543.28 | ↓ -75% |
| BCBS - Anthem | Medicaid|> 21 | $543.28 | ↓ -75% |
| United | Commercial|Non-Options PPO | $828.27 | ↓ -63% |
| United | Commercial|HMO | $828.27 | ↓ -63% |
| United | Commercial|Options PPO | $828.27 | ↓ -63% |
| United | Commercial|All Other Plans | $828.27 | ↓ -63% |
| Health Net | Medicaid|All Plans | $1,020.43 | ↓ -54% |
| Healthsmart | Commercial|All Plans | $1,258.24 | ↓ -43% |
| Cigna | Commercial|All Other Plans | $1,277.90 | ↓ -42% |
| Cigna | Commercial|PPO | $1,277.90 | ↓ -42% |
| Kaiser | Commercial|All Plans | $1,356.54 | ↓ -39% |
| First Health | Commercial|All Plans | $1,572.80 | ↓ -29% |
| MultiPlan | Commercial|All Plans | $1,848.04 | ↓ -16% |
| Aetna | Commercial|HMO | $1,966.00 | ↓ -11% |
| Aetna | Commercial|All Other Plans | $1,966.00 | ↓ -11% |
| Aetna | Commercial|PPO | $1,966.00 | ↓ -11% |
| BCBS - Anthem | Commercial|Exchange | $2,665.00 | ↑ +21% |
| BCBS - Anthem | Commercial|All Other Plans | $3,506.00 | ↑ +59% |
| BCBS - Anthem | Commercial|MCS | $5,539.00 | ↑ +151% |
Visitor-reported prices
Comments
MRI chest without & w/contrast at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $1,777.41 | $453.77 – $3,165.24 |
| Banner Lassen Medical Center | Susanville | $2,243.46 | $71.43 – $3,131.16 |
| Arroyo Grande Hospital | Santa Maria | $3,062.77 | $453.77 – $5,836.88 |
| Mark Twain Medical Center | San Andreas | $10,625.37 | $472.42 – $3,932.74 |
| French Hospital | San Luis Obispo | $2,366.90 | $453.77 – $2,111.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,472.13 | $453.77 – $3,174.40 |
| Bakersfield Memorial Hospital | Bakersfield | $1,456.26 | $453.77 – $3,134.72 |
| Queen of The Valley Medical Center | Napa | $12,829.05 | $495.35 – $7,340.80 |