Chromo high res and frag x - sendout at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$84.22

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$163.53

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.63 with Health Plan of San Joaquin vs $83.60 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Plan of San Joaquin Medicaid|> 21 $45.63 ↓ -46%
Kaiser Medicaid|> 21 $45.63 ↓ -46%
Kern Health System Medicaid|> 21 $45.63 ↓ -46%
Kern Health System Medicaid|< 21 $45.63 ↓ -46%
Partnership Health Plan Medicaid|> 21 $45.63 ↓ -46%
Inland Empire Health Plan Medicaid|< 21 $45.63 ↓ -46%
Partnership Health Plan Medicaid|< 21 $45.63 ↓ -46%
Kaiser Medicaid|< 21 $45.63 ↓ -46%
Health Plan of San Joaquin Medicaid|< 21 $45.63 ↓ -46%
Central California Alliance for Health Medicaid|All Plans $45.63 ↓ -46%
Molina Medicaid|< 21 $45.63 ↓ -46%
Molina Medicaid|> 21 $45.63 ↓ -46%
California Health & Wellness Medicaid|> 21 $45.63 ↓ -46%
Inland Empire Health Plan Medicaid|> 21 $45.63 ↓ -46%
California Health & Wellness Medicaid|< 21 $45.63 ↓ -46%
Healthsmart Commercial|All Plans $50.16 ↓ -40%
BCBS - Anthem Medicaid|> 21 $52.47 ↓ -38%
BCBS - Anthem Medicaid|< 21 $52.47 ↓ -38%
Cigna Commercial|PPO $54.34 ↓ -35%
Cigna Commercial|All Other Plans $54.34 ↓ -35%
BCBS - Anthem Commercial|Exchange $56.85 ↓ -32%
Health Net Medicare|All Plans $57.04 ↓ -32%
Aetna Medicare|All Plans $57.04 ↓ -32%
United Medicare|All Plans $57.04 ↓ -32%
Humana Medicare|All Plans $57.04 ↓ -32%
Kaiser Medicare|All Plans $57.04 ↓ -32%
BCBS - Anthem Medicare|All Plans $57.04 ↓ -32%
Blue Shield CA Medicare|All Plans $57.04 ↓ -32%
Scan Health Plan Medicare|All Plans $57.04 ↓ -32%
LA Care Medicare|All Plans $57.04 ↓ -32%
Kaiser Commercial|All Plans $57.69 ↓ -32%
First Health Commercial|All Plans $66.88 ↓ -21%
United Commercial|Options PPO $68.45 ↓ -19%
United Commercial|HMO $68.45 ↓ -19%
United Commercial|Non-Options PPO $68.45 ↓ -19%
United Commercial|All Other Plans $68.45 ↓ -19%
BCBS - Anthem Commercial|All Other Plans $74.41 ↓ -12%
MultiPlan Commercial|All Plans $78.59 ↓ -7%
Health Net Medicaid|All Plans $83.60 ↓ -1%
Aetna Commercial|All Other Plans $83.60 ↓ -1%
BCBS - Anthem Commercial|MCS $83.60 ↓ -1%
Aetna Commercial|HMO $83.60 ↓ -1%
Aetna Commercial|PPO $83.60 ↓ -1%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Chromo high res and frag x - sendout at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $50.49 $11.41 – $87.30
Arroyo Grande Hospital Santa Maria $148.09 $41.80 – $146.99
Mark Twain Medical Center San Andreas $94.35 $45.26 – $81.93
French Hospital San Luis Obispo $135.64 $22.58 – $172.79
Mercy Hospitals – Bakersfield Bakersfield $60.67 $41.80 – $163.93
Bakersfield Memorial Hospital Bakersfield $60.02 $41.80 – $163.93
St. Joseph's Behavioral Health Center Stockton $93.38 $8.36 – $66.88
St. Joseph's Medical Center Stockton Stockton $48.08 $17.56 – $83.60

All California hospitals for this procedure →