Chromo high res and frag x - sendout at St. Joseph's Behavioral Health Center

2510 N California St, Stockton, CA · CommonSpirit Health · · NPI 1053443473

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$93.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$163.53

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.36 with DHR vs $69.39 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
DHR Medicaid|All Plans $8.36 ↓ -91%
DHR Commercial|All Plans $23.41 ↓ -75%
Kaiser Commercial|All Plans $41.80 ↓ -55%
Aetna Commercial|All Other Plans $44.31 ↓ -53%
Aetna Commercial|PPO $44.31 ↓ -53%
Aetna Commercial|HMO $44.31 ↓ -53%
Magellan Commercial|All Plans $50.16 ↓ -46%
BCBS - Anthem Commercial|Exchange $51.84 ↓ -44%
BCBS - Anthem Medicare|All Plans $57.04 ↓ -39%
Kaiser Medicare|All Plans $57.04 ↓ -39%
First Health Commercial|All Plans $60.20 ↓ -36%
Healthsmart Commercial|All Plans $61.03 ↓ -35%
MultiPlan Commercial|All Plans $64.38 ↓ -31%
Cigna Commercial|PPO $66.88 ↓ -28%
Cigna Commercial|All Other Plans $66.88 ↓ -28%
BCBS - Anthem Commercial|Non-MCS $69.39 ↓ -26%

Visitor-reported prices

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Chromo high res and frag x - sendout at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Medical Center Stockton Stockton $48.08 $17.56 – $83.60
Banner Lassen Medical Center Susanville $50.49 $11.41 – $87.30
Arroyo Grande Hospital Santa Maria $148.09 $41.80 – $146.99
Mark Twain Medical Center San Andreas $94.35 $45.26 – $81.93
French Hospital San Luis Obispo $135.64 $22.58 – $172.79
Mercy Hospitals – Bakersfield Bakersfield $60.67 $41.80 – $163.93
Bakersfield Memorial Hospital Bakersfield $60.02 $41.80 – $163.93
Mercy Medical Center Mt. Shasta Mt Shasta $110.23 $43.48 – $81.93

All California hospitals for this procedure →