Chromo high res and frag x - sendout at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$48.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$163.53

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.56 with Kaiser vs $334.16 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|All Other Plans $17.56 ↓ -63%
Kaiser Commercial|Affiliated Payers $17.56 ↓ -63%
Sutter UMR Commercial|All Plans $37.62 ↓ -22%
HPSJ Medicaid|> 21 $45.63 ↓ -5%
Health Plan of San Joaquin Medicaid|All Plans $45.63 ↓ -5%
Kaiser Medicaid|> 21 $45.63 ↓ -5%
Kaiser Medicaid|< 21 $45.63 ↓ -5%
BCBS - Anthem Medicaid|> 21 $45.63 ↓ -5%
BCBS - Anthem Medicaid|< 21 $45.63 ↓ -5%
Medcore Commercial|Without ER $48.48 ↑ +1%
Medcore Commercial|With ER $48.48 ↑ +1%
Healthsmart Commercial|All Plans $50.16 ↑ +4%
Alignment Health Medicare|All Plans $51.34 ↑ +7%
BCBS - Anthem Commercial|Exchange $55.18 ↑ +15%
Kaiser Medicare|All Plans $57.04 ↑ +19%
Aetna Medicare|All Plans $57.04 ↑ +19%
Molina Medicare|All Plans $57.04 ↑ +19%
United Medicare|All Plans $57.04 ↑ +19%
Cigna Medicare|All Plans $57.04 ↑ +19%
Humana Medicare|All Plans $57.04 ↑ +19%
BCBS - Anthem Medicare|All Plans $57.04 ↑ +19%
Blue Shield CA Medicare|All Plans $57.04 ↑ +19%
Scan Health Plan Medicare|All Plans $57.04 ↑ +19%
Hill Physicians Commercial|All Plans $57.04 ↑ +19%
First Health Commercial|All Plans $60.20 ↑ +25%
United Commercial|All Other Plans $68.45 ↑ +42%
United Commercial|Options PPO $68.45 ↑ +42%
United Commercial|Non-Options PPO $68.45 ↑ +42%
United Commercial|HMO $68.45 ↑ +42%
MultiPlan Commercial|All Plans $68.56 ↑ +43%
BCBS - Anthem Commercial|Non-MCS $75.24 ↑ +56%
Aetna Commercial|All Other Plans $83.60 ↑ +74%
Aetna Commercial|HMO $83.60 ↑ +74%
Aetna Commercial|PPO $83.60 ↑ +74%
Health Net Medicaid|All Plans $83.60 ↑ +74%
BCBS - Anthem Commercial|MCS $83.60 ↑ +74%
Cigna Commercial|PPO $334.16 ↑ +595%
Cigna Commercial|All Other Plans $334.16 ↑ +595%

Visitor-reported prices

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Chromo high res and frag x - sendout at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Behavioral Health Center Stockton $93.38 $8.36 – $66.88
Banner Lassen Medical Center Susanville $50.49 $11.41 – $87.30
Arroyo Grande Hospital Santa Maria $148.09 $41.80 – $146.99
Mark Twain Medical Center San Andreas $94.35 $45.26 – $81.93
French Hospital San Luis Obispo $135.64 $22.58 – $172.79
Mercy Hospitals – Bakersfield Bakersfield $60.67 $41.80 – $163.93
Bakersfield Memorial Hospital Bakersfield $60.02 $41.80 – $163.93
Mercy Medical Center Mt. Shasta Mt Shasta $110.23 $43.48 – $81.93

All California hospitals for this procedure →