Car seat/bed test 60 minutes at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$14.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$204.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.26 with CCA HEALTH PLAN MCR ADV- ALL PLANS vs $367.91 with BLUE CROSS NON-MCS - ALL OTHER PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $49.26 ↑ +245%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $49.26 ↑ +245%
HEALTHNET MCARE HEALTHNET MCARE $49.26 ↑ +245%
KAISER MCR ADV KAISER MCR ADV $49.26 ↑ +245%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $49.26 ↑ +245%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $49.26 ↑ +245%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $49.26 ↑ +245%
UHC MCR ADV UHC MCR ADV $49.26 ↑ +245%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $49.26 ↑ +245%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $53.04 ↑ +271%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $59.12 ↑ +314%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $66.10 ↑ +363%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $68.54 ↑ +380%
AETNA - ALL PLANS AETNA - ALL PLANS $83.11 ↑ +482%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $83.64 ↑ +486%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $88.68 ↑ +521%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $98.53 ↑ +590%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $100.18 ↑ +602%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $102.00 ↑ +614%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $163.20 ↑ +1043%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $167.28 ↑ +1071%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $183.60 ↑ +1186%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $183.60 ↑ +1186%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $183.60 ↑ +1186%
CIGNA- ALL PLANS CIGNA- ALL PLANS $183.60 ↑ +1186%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $193.80 ↑ +1257%
MEDI-CAL MEDI-CAL $204.00 ↑ +1329%
KAISER MCAL KAISER MCAL $204.00 ↑ +1329%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $228.48 ↑ +1500%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $255.00 ↑ +1686%
HEALTHNET MCAL HEALTHNET MCAL $291.52 ↑ +1941%
UHC HMO UHC HMO $292.00 ↑ +1945%
UHC JLL UHC JLL $315.00 ↑ +2106%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $331.12 ↑ +2219%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $332.00 ↑ +2225%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $367.91 ↑ +2476%

Visitor-reported prices

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Car seat/bed test 60 minutes at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $58.70 $32.24 – $104.52
Arroyo Grande Hospital Santa Maria $96.30 $49.87 – $220.50
French Hospital San Luis Obispo $88.20 $49.87 – $220.50
Mercy Hospitals – Bakersfield Bakersfield $40.07 $49.87 – $83.20
Bakersfield Memorial Hospital Bakersfield $39.64 $49.87 – $82.16
Queen of The Valley Medical Center Napa $54.57 $53.03 – $345.18
St. Joseph's Medical Center Stockton Stockton $27.64 $19.74 – $78.96
Providence Mission Hospital - Mission Viejo Mission Viejo $87.84 $40.83 – $88.87

All California hospitals for this procedure →