Analysis gene f2 20210g>a variant at Mercy Hospital of Folsom
1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878
$15.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$40.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$4.40 with WCMG vs $193.99 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WCMG | Commercial|All Plans | $4.40 | ↓ -72% |
| Western Health Advantage | Commercial|All Plans | $14.00 | ↓ -10% |
| Kaiser | Medicaid|All Plans | $16.40 | ↑ +5% |
| First Health | Commercial|All Plans | $30.00 | ↑ +93% |
| Healthsmart | Commercial|All Plans | $30.00 | ↑ +93% |
| Kaiser | Commercial|All Plans | $31.60 | ↑ +103% |
| Sutter Health | Commercial|All Plans | $32.00 | ↑ +106% |
| BCBS - Anthem | Commercial|Connection EPO | $32.00 | ↑ +106% |
| MultiPlan | Commercial|All Plans | $32.80 | ↑ +111% |
| BCBS - Anthem | Medicare|All Other Plans | $37.72 | ↑ +142% |
| United | Commercial|HMO | $40.00 | ↑ +157% |
| United | Commercial|Non-Options PPO | $40.00 | ↑ +157% |
| Humana | Commercial|All Plans | $40.00 | ↑ +157% |
| Aetna | Commercial|PPO | $40.00 | ↑ +157% |
| Kaiser | Medicare|All Plans | $40.00 | ↑ +157% |
| Aetna | Commercial|HMO | $40.00 | ↑ +157% |
| BCBS - Anthem | Commercial|MCS | $40.00 | ↑ +157% |
| BCBS - Anthem | Commercial|All Other Plans | $40.00 | ↑ +157% |
| Aetna | Medicare|All Plans | $40.00 | ↑ +157% |
| United | Commercial|All Other Plans | $40.00 | ↑ +157% |
| United | Medicare|All Plans | $40.00 | ↑ +157% |
| Hill Physicians | Commercial|All Plans | $40.00 | ↑ +157% |
| Hill Physicians | Medicare|All Plans | $40.00 | ↑ +157% |
| Aetna | Commercial|All Other Plans | $40.00 | ↑ +157% |
| Blue Shield CA | Medicare|HMO | $40.00 | ↑ +157% |
| Blue Shield CA | Medicare|PPO | $40.00 | ↑ +157% |
| BCBS - Anthem | Medicare|Imperial | $41.20 | ↑ +165% |
| Cigna | Commercial|LocalPlus | $145.48 | ↑ +835% |
| Cigna | Commercial|All Other Plans | $193.99 | ↑ +1147% |
Visitor-reported prices
Comments
Analysis gene f2 20210g>a variant at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $17.52 | $10.80 – $174.30 |
| Banner Lassen Medical Center | Susanville | $17.95 | $13.12 – $31.04 |
| Petaluma Valley Hospital | Petaluma | $83.00 | $64.38 – $247.31 |
| Arroyo Grande Hospital | Santa Maria | $210.26 | $7.62 – $169.26 |
| Mark Twain Medical Center | San Andreas | $109.38 | $21.66 – $40.00 |
| French Hospital | San Luis Obispo | $192.57 | $4.12 – $198.98 |
| Mercy Hospitals – Bakersfield | Bakersfield | $14.84 | $20.00 – $188.78 |
| Bakersfield Memorial Hospital | Bakersfield | $14.68 | $20.00 – $188.78 |