Palingen or palingen xplus at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$2,981.51
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,805.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$447.03 with Cigna vs $5,220.60 with Health Net — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|Exchange | $447.03 | ↓ -85% |
| Cigna | Commercial|LocalPlus SureFit | $479.48 | ↓ -84% |
| Cigna | Commercial|All Other Plans | $630.89 | ↓ -79% |
| United | Medicaid|All Plans | $687.96 | ↓ -77% |
| Health Choice | Medicaid|All Plans | $687.96 | ↓ -77% |
| Aetna | Commercial|PPO | $786.24 | ↓ -74% |
| Aetna | Commercial|All Other Plans | $786.24 | ↓ -74% |
| Aetna | Commercial|HMO | $786.24 | ↓ -74% |
| United | Commercial|DignityHealthEmployee | $933.66 | ↓ -69% |
| BCBS - AZ | Commercial|MaricopaFocus | $1,508.16 | ↓ -49% |
| BCBS - AZ | Commercial|Neighborhood | $1,508.16 | ↓ -49% |
| Connected Care | Commercial|Intel | $1,867.32 | ↓ -37% |
| BCBS - AZ | Commercial|All Other Plans | $2,010.88 | ↓ -33% |
| Aetna | Commercial|All Plans | $2,908.62 | ↓ -2% |
| BCBS - AZ | Commercial|Workers Comp | $2,980.28 | ↓ -0% |
| First Health | Commercial|All Plans | $3,243.24 | ↑ +9% |
| Optum | Commercial|OptumHealth | $3,505.26 | ↑ +18% |
| MultiPlan | Commercial|All Plans | $3,980.34 | ↑ +34% |
| Cigna | Commercial|LifeSource | $4,101.90 | ↑ +38% |
| Other | Commercial|NTN | $4,474.80 | ↑ +50% |
| LifeTrac | Commercial|All Plans | $4,847.70 | ↑ +63% |
| Health Net | Commercial|Interlink | $5,220.60 | ↑ +75% |
Visitor-reported prices
Comments
Palingen or palingen xplus at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $64.75 | $32.62 – $808.57 |
| Banner Estrella Medical Center | Phoenix | $62.03 | $24.19 – $2,078.33 |
| Mercy Gilbert Medical Center | Gilbert | $6,652.34 | $447.03 – $4,305.07 |
| Banner University Medical Center Tucson | Tucson | $29.16 | $14.29 – $1,773.14 |
| Banner University Medical Center South | Tucson | $27.97 | $14.29 – $1,248.89 |
| Banner Baywood Medical Center | Mesa | $63.32 | $24.19 – $2,078.33 |
| Banner Boswell Medical Center | Sun City | $42.63 | $24.97 – $1,586.95 |
| Banner Del Webb Medical Center | Sun City West | $60.53 | $24.19 – $808.57 |