Palingen or palingen xplus at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$64.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$226.40
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$32.62 with Arizona Physicians IPA vs $2,771.11 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $32.62 | ↓ -50% |
| Aetna | Medicare Advantage | $45.28 | ↓ -30% |
| Aetna | Qualified Health Plan | $50.94 | ↓ -21% |
| Health Choice Arizona, Inc. | Medicare Advantage | $67.92 | ↑ +5% |
| Aetna | Banner Employee Plans | $76.07 | ↑ +17% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $90.56 | ↑ +40% |
| Plotkin Health | Plotkin Health | $101.88 | ↑ +57% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $101.88 | ↑ +57% |
| Aetna | Joint Venture | $103.24 | ↑ +59% |
| Aetna | Designated Group | $109.58 | ↑ +69% |
| United Healthcare | UHC Doctor's Plan | $109.80 | ↑ +70% |
| Health Choice Arizona, Inc. | ACA Health Plan | $113.20 | ↑ +75% |
| Oscar Health Plan | Commercial | $113.20 | ↑ +75% |
| Health Net | Medicare | $113.20 | ↑ +75% |
| United Healthcare | UHC Core | $114.78 | ↑ +77% |
| Aetna | Medical Rental | $119.31 | ↑ +84% |
| United Healthcare | Commercial | $120.90 | ↑ +87% |
| Quiktrip Corporation | Commercial | $122.26 | ↑ +89% |
| Health Net | Commerical Exchange Product | $122.26 | ↑ +89% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $124.07 | ↑ +92% |
| Aetna | Broad Network | $129.05 | ↑ +99% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $129.73 | ↑ +100% |
| Arizona Medical Network | Commercial | $158.48 | ↑ +145% |
| Provider Network of America | Commercial | $169.80 | ↑ +162% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $808.57 | ↑ +1149% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $2,078.33 | ↑ +3110% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $2,216.89 | ↑ +3324% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $2,327.71 | ↑ +3495% |
| Blue Cross Blue Shield of Arizona | Commercial | $2,771.11 | ↑ +4180% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $2,771.11 | ↑ +4180% |
Visitor-reported prices
Comments
Palingen or palingen xplus at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $62.03 | $24.19 – $2,078.33 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $2,981.51 | $447.03 – $5,220.60 |
| Mercy Gilbert Medical Center | Gilbert | $6,652.34 | $447.03 – $4,305.07 |
| Banner University Medical Center Tucson | Tucson | $29.16 | $14.29 – $1,773.14 |
| Banner University Medical Center South | Tucson | $27.97 | $14.29 – $1,248.89 |
| Banner Baywood Medical Center | Mesa | $63.32 | $24.19 – $2,078.33 |
| Banner Boswell Medical Center | Sun City | $42.63 | $24.97 – $1,586.95 |
| Banner Del Webb Medical Center | Sun City West | $60.53 | $24.19 – $808.57 |