Palingen or palingen xplus at Mercy Gilbert Medical Center

3555 S Val Vista Dr, Gilbert, AZ · CommonSpirit Health · · NPI 1992735088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6,652.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$27,042.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$447.03 with Cigna vs $4,305.07 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|Exchange $447.03 ↓ -93%
Cigna Commercial|LocalPlus SureFit $479.48 ↓ -93%
Cigna Commercial|All Other Plans $630.89 ↓ -91%
Cigna Commercial|PPO $630.89 ↓ -91%
Health Choice Medicaid|All Plans $782.74 ↓ -88%
United Medicaid|All Plans $782.74 ↓ -88%
United Commercial|DignityHealthEmployee $782.74 ↓ -88%
Aetna Commercial|All Other Plans $950.47 ↓ -86%
Aetna Commercial|HMO $950.47 ↓ -86%
Aetna Commercial|PPO $950.47 ↓ -86%
BCBS - AZ Commercial|MaricopaFocus $1,544.19 ↓ -77%
BCBS - AZ Commercial|Neighborhood $1,544.19 ↓ -77%
BCBS - AZ Commercial|All Other Plans $2,058.78 ↓ -69%
Connected Care Commercial|Intel $2,180.49 ↓ -67%
First Health Commercial|All Plans $3,019.14 ↓ -55%
BCBS - AZ Commercial|Workers Comp $3,057.62 ↓ -54%
MultiPlan Commercial|All Plans $4,305.07 ↓ -35%

Visitor-reported prices

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Palingen or palingen xplus at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $69.84 $24.19 – $2,078.33
Banner University Medical Center Phoenix Phoenix $64.75 $32.62 – $808.57
Banner University Medical Center Tucson Tucson $29.16 $14.29 – $1,773.14
Banner University Medical Center South Tucson $27.97 $14.29 – $1,248.89
Banner Baywood Medical Center Mesa $63.32 $24.19 – $2,078.33
Banner Boswell Medical Center Sun City $42.63 $24.97 – $1,586.95
Banner Del Webb Medical Center Sun City West $60.53 $24.19 – $808.57
Banner Desert Medical Center Mesa $73.52 $14.29 – $2,078.33

All Arizona hospitals for this procedure →