Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,364.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,190.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.62 with Health Choice vs $4,686.36 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $87.62 ↓ -96%
United Medicaid|All Plans $87.62 ↓ -96%
United Commercial|DignityHealthEmployee $376.39 ↓ -84%
Optum Commercial|OptumHealth $931.07 ↓ -61%
Cigna Commercial|LifeSource $1,089.55 ↓ -54%
Other Commercial|NTN $1,188.60 ↓ -50%
LifeTrac Commercial|All Plans $1,287.65 ↓ -46%
First Health Commercial|All Plans $1,386.70 ↓ -41%
Health Net Commercial|Interlink $1,386.70 ↓ -41%
MultiPlan Commercial|All Plans $1,564.99 ↓ -34%
United Medicare|Dual Complete $1,902.55 ↓ -20%
Care 1st Medicare|All Plans $1,949.63 ↓ -18%
Humana Medicare|All Plans $1,949.63 ↓ -18%
Optum Medicare|OptumCare $1,949.63 ↓ -18%
Aetna Medicare|All Plans $1,949.63 ↓ -18%
First Health Medicare|All Plans $1,949.63 ↓ -18%
United Medicare|All Other Plans $1,949.63 ↓ -18%
Cigna Medicare|All Plans $1,949.63 ↓ -18%
BCBS - AZ Medicare|All Plans $1,949.63 ↓ -18%
Health Choice Medicare|All Plans $1,949.63 ↓ -18%
Mercy Care Plan Medicaid|All Plans $1,949.63 ↓ -18%
Mercy Care Plan Medicare|All Plans $1,949.63 ↓ -18%
Devoted Health Medicare|All Plans $2,008.12 ↓ -15%
Cigna Commercial|Exchange $2,119.00 ↓ -10%
Optum Medicare|OptumHealth $2,144.59 ↓ -9%
Cigna Commercial|LocalPlus SureFit $2,269.00 ↓ -4%
BCBS - AZ Commercial|MaricopaFocus $2,371.51 ↑ +0%
BCBS - AZ Commercial|Neighborhood $2,371.51 ↑ +0%
Cigna Commercial|All Other Plans $2,985.00 ↑ +26%
BCBS - AZ Commercial|All Other Plans $3,162.02 ↑ +34%
BCBS - AZ Commercial|Workers Comp $4,686.36 ↑ +98%

Visitor-reported prices

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Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $341.88 $221.76 – $3,216.89
Banner Estrella Medical Center Phoenix not published $1,243.64 – $3,268.08
Arizona General Hospital Laveen Phoenix not published $87.62 – $2,008.12
Mercy Gilbert Medical Center Gilbert $1,333.82 $87.62 – $4,174.94
Banner Baywood Medical Center Mesa $253.44 $221.76 – $3,216.89
Banner Boswell Medical Center Sun City $159.17 $221.76 – $3,216.89
Banner Casa Grande Medical Center Casa Grande $297.00 $231.00 – $2,924.45
Banner Payson Medical Center Payson $376.86 $268.62 – $594.00

All Arizona hospitals for this procedure →