Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$341.88

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$660.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$221.76 with Aetna vs $4,357.45 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $221.76 ↓ -35%
Plotkin Health Plotkin Health $297.00 ↓ -13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $297.00 ↓ -13%
Aetna Joint Venture $304.92 ↓ -11%
United Healthcare UHC Doctor's Plan $320.10 ↓ -6%
Aetna Designated Group $324.06 ↓ -5%
United Healthcare UHC Core $334.62 ↓ -2%
Aetna Medical Rental $347.82 ↑ +2%
United Healthcare Commercial $352.44 ↑ +3%
Quiktrip Corporation Commercial $356.40 ↑ +4%
Aetna Broad Network $380.82 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $433.62 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $453.42 ↑ +33%
Arizona Medical Network Commercial $462.00 ↑ +35%
Provider Network of America Commercial $495.00 ↑ +45%
Banner University Health Plan University Family Plan $1,243.64 ↑ +264%
Health Choice Arizona, Inc. Medicaid $1,243.64 ↑ +264%
Health Net Medicaid $1,243.64 ↑ +264%
Arizona Physicians IPA Medicaid $1,243.64 ↑ +264%
Banner University Health Plan AZ Medicaid - AHCCCS $1,243.64 ↑ +264%
Mercy Care Medicaid $1,243.64 ↑ +264%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↑ +272%
Wellpoint Medicare Advantage HMO $1,949.63 ↑ +470%
Aetna Medicare Advantage $1,949.63 ↑ +470%
Arizona Physicians IPA Medicare Advantage $1,949.63 ↑ +470%
Banner Health Medicare Advantage $1,949.63 ↑ +470%
Banner University Health Plan Medicare Advantage $1,949.63 ↑ +470%
Banner University Health Plan University Care Advantage $1,949.63 ↑ +470%
Blue Cross Blue Shield of Arizona Medicare Advantage $1,949.63 ↑ +470%
Care 1st Medicare Advantage $1,949.63 ↑ +470%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $1,949.63 ↑ +470%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $1,949.63 ↑ +470%
Gila River Health Care Corporation Managed Care Program $1,949.63 ↑ +470%
Health Choice Arizona, Inc. Medicare Advantage $1,949.63 ↑ +470%
Health Net Medicare $1,949.63 ↑ +470%
Kaiser Foundation Health Plan Medicare Advantage $1,949.63 ↑ +470%
Mercy Care Mercy Care Advantage $1,949.63 ↑ +470%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $1,949.63 ↑ +470%
United Healthcare Medicare Advantage $1,949.63 ↑ +470%
UPMC Health Plan Medicare Advantage $1,949.63 ↑ +470%
Humana Medicare Advantage $2,008.12 ↑ +487%
Devoted Health Services Medicare Advantage $2,047.11 ↑ +499%
Carelon Medicare Advantage $2,047.11 ↑ +499%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $2,144.59 ↑ +527%
Gold Kidney Health Plan Medicare Advantage $2,144.59 ↑ +527%
NaphCare Federal $2,632.00 ↑ +670%
Aetna Qualified Health Plan $2,651.50 ↑ +676%
United Healthcare Individual Exchange $2,729.48 ↑ +698%
Health Net Commerical Exchange Product $2,885.45 ↑ +744%
Health Choice Arizona, Inc. ACA Health Plan $2,924.45 ↑ +755%
Oscar Health Plan Commercial $3,216.89 ↑ +841%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +856%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +920%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +971%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +1175%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +1175%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $2,364.58 $87.62 – $2,008.12
Banner Estrella Medical Center Phoenix not published $1,243.64 – $3,268.08
Arizona General Hospital Laveen Phoenix not published $87.62 – $2,008.12
Mercy Gilbert Medical Center Gilbert $1,333.82 $87.62 – $4,174.94
Banner Baywood Medical Center Mesa $253.44 $221.76 – $3,216.89
Banner Boswell Medical Center Sun City $159.17 $221.76 – $3,216.89
Banner Casa Grande Medical Center Casa Grande $297.00 $231.00 – $2,924.45
Banner Payson Medical Center Payson $376.86 $268.62 – $594.00

All Arizona hospitals for this procedure →