Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$376.86

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$660.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$268.62 with Aetna vs $4,497.03 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $268.62 ↓ -29%
Wellpoint Medicare Advantage HMO $270.60 ↓ -28%
Gila River Health Care Corporation Managed Care Program $270.60 ↓ -28%
UPMC Health Plan Medicare Advantage $270.60 ↓ -28%
Aetna Medicare Advantage $270.60 ↓ -28%
United Healthcare UHC Medicare Advantage $270.60 ↓ -28%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $270.60 ↓ -28%
Arizona Physicians IPA Medicare Advantage $270.60 ↓ -28%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $270.60 ↓ -28%
Banner Health Medicare Advantage $270.60 ↓ -28%
TriWest Healthcare Alliance Corp - VA CCN Tricare $270.60 ↓ -28%
Banner University Health Plan Medicare Advantage $270.60 ↓ -28%
Health Choice Arizona, Inc. Medicare Advantage $270.60 ↓ -28%
Blue Cross Blue Shield of Arizona Medicare Advantage $270.60 ↓ -28%
Health Net Medicare $270.60 ↓ -28%
Care 1st Medicare Advantage $270.60 ↓ -28%
Mercy Care Mercy Care Advantage $270.60 ↓ -28%
Kaiser Foundation Health Plan Medicare Advantage $270.60 ↓ -28%
Carelon Medicare Advantage $284.13 ↓ -25%
Humana Medicare Advantage $286.84 ↓ -24%
Plotkin Health Plotkin Health $297.00 ↓ -21%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $297.00 ↓ -21%
Gold Kidney Health Plan Medicare Advantage $297.66 ↓ -21%
Arizona Priority Care Medicare Advantage $297.66 ↓ -21%
Devoted Health Services Medicare Advantage $297.66 ↓ -21%
Aetna Joint Venture $349.80 ↓ -7%
Aetna Aetna Qualified Health Plan $368.28 ↓ -2%
Health Choice Arizona, Inc. ACA Health Plan $386.10 ↑ +2%
Health Net Commerical Exchange Product $400.49 ↑ +6%
Aetna Medical Rental $424.38 ↑ +13%
Aetna Broad Network $436.92 ↑ +16%
United Healthcare UHC Individual Exchange $442.20 ↑ +17%
Oscar Health Plan Commercial $446.49 ↑ +18%
Quiktrip Corporation Commercial $462.00 ↑ +23%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $525.36 ↑ +39%
Provider Network of America Commercial $594.00 ↑ +58%
Arizona Medical Network Commercial $594.00 ↑ +58%
Health Net Medicaid $1,243.64 ↑ +230%
Mercy Care Mercy Medicaid $1,243.64 ↑ +230%
Banner University Health Plan AZ Medicaid - AHCCCS $1,243.64 ↑ +230%
Arizona Physicians IPA Medicaid $1,243.64 ↑ +230%
Health Choice Arizona, Inc. Medicaid $1,243.64 ↑ +230%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,372.77 ↑ +795%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,597.62 ↑ +855%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,777.49 ↑ +902%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $4,295.26 ↑ +1040%
Blue Cross Blue Shield of Arizona Commercial $4,497.03 ↑ +1093%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,497.03 ↑ +1093%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $1,333.82 $87.62 – $4,174.94
Banner University Medical Center Phoenix Phoenix $341.88 $221.76 – $3,216.89
Banner Baywood Medical Center Mesa $253.44 $221.76 – $3,216.89
Banner Boswell Medical Center Sun City $159.17 $221.76 – $3,216.89
Banner Casa Grande Medical Center Casa Grande $297.00 $231.00 – $2,924.45
St. Joseph’s Hospital and Medical Center Phoenix $2,364.58 $87.62 – $2,008.12
Yavapai Regional Medical Center (East) Prescott $5,234.81 $87.62 – $172.78
Chandler Regional Medical Center Chandler $1,453.10 $87.62 – $4,554.48

All Arizona hospitals for this procedure →