Pt application of modality >=1 area hot/cold packs at Banner Payson Medical Center
807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340
$6.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$29.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4.18 with Arizona Physicians IPA vs $81.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $4.18 | ↓ -38% |
| Gila River Health Care Corporation | Managed Care Program | $11.89 | ↑ +76% |
| Arizona Physicians IPA | Medicare Advantage | $11.89 | ↑ +76% |
| United Healthcare | UHC Medicare Advantage | $11.89 | ↑ +76% |
| UPMC Health Plan | Medicare Advantage | $11.89 | ↑ +76% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $11.89 | ↑ +76% |
| Banner University Health Plan | Medicare Advantage | $11.89 | ↑ +76% |
| Mercy Care | Mercy Care Advantage | $11.89 | ↑ +76% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan/PPO Medicare Advantage Plan | $11.89 | ↑ +76% |
| Aetna | Medicare Advantage | $11.89 | ↑ +76% |
| Banner Health | Medicare Advantage | $11.89 | ↑ +76% |
| Health Choice Arizona, Inc. | Medicare Advantage | $11.89 | ↑ +76% |
| Kaiser Foundation Health Plan | Medicare Advantage | $11.89 | ↑ +76% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $11.89 | ↑ +76% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | $11.89 | ↑ +76% |
| Health Net | Medicare | $11.89 | ↑ +76% |
| Wellpoint | Medicare Advantage HMO | $11.89 | ↑ +76% |
| Care 1st | Medicare Advantage | $11.89 | ↑ +76% |
| Carelon | Medicare Advantage | $12.48 | ↑ +85% |
| Humana | Medicare Advantage | $12.60 | ↑ +86% |
| Plotkin Health | Plotkin Health | $13.05 | ↑ +93% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $13.05 | ↑ +93% |
| Gold Kidney Health Plan | Medicare Advantage | $13.08 | ↑ +93% |
| Arizona Priority Care | Medicare Advantage | $13.08 | ↑ +93% |
| Devoted Health Services | Medicare Advantage | $13.08 | ↑ +93% |
| Aetna | Joint Venture | $15.37 | ↑ +127% |
| Aetna | Aetna Qualified Health Plan | $16.18 | ↑ +139% |
| Health Choice Arizona, Inc. | ACA Health Plan | $16.96 | ↑ +151% |
| Health Net | Commerical Exchange Product | $17.60 | ↑ +160% |
| Aetna | Medical Rental | $18.65 | ↑ +176% |
| Aetna | Broad Network | $19.20 | ↑ +184% |
| United Healthcare | UHC Individual Exchange | $19.43 | ↑ +187% |
| Oscar Health Plan | Commercial | $19.62 | ↑ +190% |
| Quiktrip Corporation | Commercial | $20.30 | ↑ +200% |
| Cigna Healthcare of Arizona, Inc. | Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan | $23.08 | ↑ +241% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $24.16 | ↑ +257% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $25.77 | ↑ +281% |
| Provider Network of America | Commercial | $26.10 | ↑ +286% |
| Arizona Medical Network | Commercial | $26.10 | ↑ +286% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $27.06 | ↑ +300% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Medicare | $30.77 | ↑ +355% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $32.21 | ↑ +376% |
| Blue Cross Blue Shield of Arizona | Commercial | $32.21 | ↑ +376% |
| Aetna | Banner Employee Plans | $81.00 | ↑ +1098% |
Visitor-reported prices
Comments
Pt application of modality >=1 area hot/cold packs at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $8.42 | $8.79 – $241.00 |
| Banner Casa Grande Medical Center | Casa Grande | $9.33 | $8.79 – $235.00 |
| Banner Del Webb Medical Center | Sun City West | $9.21 | $8.79 – $241.00 |
| Banner Desert Medical Center | Mesa | $9.15 | $8.79 – $241.00 |
| Banner Ironwood Medical Center | San Tan Valley | $5.43 | $8.79 – $241.00 |
| Banner Estrella Medical Center | Phoenix | $6.59 | $8.79 – $241.00 |
| Banner Gateway Medical Center | Gilbert | $15.74 | $8.79 – $241.00 |
| Banner Goldfield Medical Center | Apache Junction | $12.38 | $8.79 – $241.00 |