Pt application of modality >=1 area hot/cold packs at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$8.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$61.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.79 with Arizona Physicians IPA vs $265.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $8.79 ↑ +4%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $9.11 ↑ +8%
Aetna Medicare Advantage $12.20 ↑ +45%
Aetna Qualified Health Plan $13.72 ↑ +63%
Health Choice Arizona, Inc. Medicare Advantage $18.30 ↑ +117%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $23.41 ↑ +178%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $24.40 ↑ +190%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $24.97 ↑ +197%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $26.22 ↑ +211%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $27.45 ↑ +226%
Plotkin Health Plotkin Health $27.45 ↑ +226%
Aetna Joint Venture $28.18 ↑ +235%
Aetna Designated Group $29.95 ↑ +256%
Oscar Health Plan Commercial $30.50 ↑ +262%
Health Net Medicare $30.50 ↑ +262%
Health Choice Arizona, Inc. ACA Health Plan $30.50 ↑ +262%
Blue Cross Blue Shield of Arizona Commercial $31.21 ↑ +271%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $31.21 ↑ +271%
Aetna Medical Rental $32.15 ↑ +282%
Health Net Commerical Exchange Product $32.94 ↑ +291%
Quiktrip Corporation Commercial $32.94 ↑ +291%
Aetna Broad Network $35.20 ↑ +318%
Arizona Medical Network Commercial $42.70 ↑ +407%
Provider Network of America Commercial $45.75 ↑ +443%
Aetna Banner Employee Plans $81.00 ↑ +862%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +2311%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +2572%
United Healthcare UHC Doctor's Plan $241.00 ↑ +2762%
United Healthcare UHC Core $252.00 ↑ +2893%
United Healthcare Commercial $265.00 ↑ +3047%

Visitor-reported prices

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Pt application of modality >=1 area hot/cold packs at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $6.59 $8.79 – $241.00
St. Joseph’s Hospital and Medical Center Phoenix $43.55 $18.83 – $90.06
Banner Casa Grande Medical Center Casa Grande $9.33 $8.79 – $235.00
Banner Del Webb Medical Center Sun City West $9.21 $8.79 – $241.00
Banner Desert Medical Center Mesa $9.15 $8.79 – $241.00
Banner Ironwood Medical Center San Tan Valley $5.43 $8.79 – $241.00
Banner Gateway Medical Center Gilbert $15.74 $8.79 – $241.00
Banner Goldfield Medical Center Apache Junction $12.38 $8.79 – $241.00

All Arizona hospitals for this procedure →