Pt application of modality >=1 area hot/cold packs at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$6.59
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$61.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.79 with Arizona Physicians IPA vs $265.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $8.79 | ↑ +33% |
| Aetna | Medicare Advantage | $12.20 | ↑ +85% |
| Aetna | Qualified Health Plan | $15.49 | ↑ +135% |
| Health Choice Arizona, Inc. | Medicare Advantage | $18.30 | ↑ +178% |
| Hospice of the Valley | Medicare | $21.35 | ↑ +224% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $23.41 | ↑ +255% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $23.41 | ↑ +255% |
| Arizona Priority Care | Medicare Advantage | $24.40 | ↑ +270% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $24.97 | ↑ +279% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $26.22 | ↑ +298% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $27.45 | ↑ +317% |
| Plotkin Health | Plotkin Health | $27.45 | ↑ +317% |
| Aetna | Joint Venture | $28.18 | ↑ +328% |
| Aetna | Designated Group | $29.95 | ↑ +354% |
| Health Choice Arizona, Inc. | ACA Health Plan | $30.50 | ↑ +363% |
| Health Net | Medicare | $30.50 | ↑ +363% |
| Oscar Health Plan | Commercial | $30.50 | ↑ +363% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $31.21 | ↑ +374% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $31.21 | ↑ +374% |
| Blue Cross Blue Shield of Arizona | Commercial | $31.21 | ↑ +374% |
| Aetna | Medical Rental | $32.15 | ↑ +388% |
| Health Net | Commerical Exchange Product | $32.94 | ↑ +400% |
| Quiktrip Corporation | Commercial | $32.94 | ↑ +400% |
| Aetna | Broad Network | $35.20 | ↑ +434% |
| Arizona Medical Network | Commercial | $42.70 | ↑ +548% |
| Provider Network of America | Commercial | $45.75 | ↑ +594% |
| Aetna | Banner Employee Plans | $81.00 | ↑ +1129% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $203.00 | ↑ +2980% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $225.00 | ↑ +3314% |
| United Healthcare | UHC Doctor's Plan | $241.00 | ↑ +3557% |
| United Healthcare | UHC Core | $252.00 | ↑ +3724% |
| United Healthcare | Commercial | $265.00 | ↑ +3921% |
Visitor-reported prices
Comments
Pt application of modality >=1 area hot/cold packs at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $8.42 | $8.79 – $241.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $43.55 | $18.83 – $90.06 |
| Banner Casa Grande Medical Center | Casa Grande | $9.33 | $8.79 – $235.00 |
| Banner Del Webb Medical Center | Sun City West | $9.21 | $8.79 – $241.00 |
| Banner Desert Medical Center | Mesa | $9.15 | $8.79 – $241.00 |
| Banner Ironwood Medical Center | San Tan Valley | $5.43 | $8.79 – $241.00 |
| Banner Gateway Medical Center | Gilbert | $15.74 | $8.79 – $241.00 |
| Banner Goldfield Medical Center | Apache Junction | $12.38 | $8.79 – $241.00 |