In situ hybridization per specimen initial single probe stain at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$182.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$365.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$108.14 with Health Net vs $642.66 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
Health Net Medicaid $108.14 ↓ -41%
Mercy Care Mercy Medicaid $108.14 ↓ -41%
Banner University Health Plan AZ Medicaid - AHCCCS $108.14 ↓ -41%
Health Choice Arizona, Inc. Medicaid $108.14 ↓ -41%
Arizona Physicians IPA Medicaid $108.14 ↓ -41%
Aetna Banner Employee Plans $148.56 ↓ -19%
Arizona Physicians IPA Medicare Advantage $149.65 ↓ -18%
Gila River Health Care Corporation Managed Care Program $149.65 ↓ -18%
United Healthcare UHC Medicare Advantage $149.65 ↓ -18%
UPMC Health Plan Medicare Advantage $149.65 ↓ -18%
Blue Cross Blue Shield of Arizona Medicare Advantage $149.65 ↓ -18%
Banner University Health Plan Medicare Advantage $149.65 ↓ -18%
Mercy Care Mercy Care Advantage $149.65 ↓ -18%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $149.65 ↓ -18%
Aetna Medicare Advantage $149.65 ↓ -18%
Banner Health Medicare Advantage $149.65 ↓ -18%
Health Choice Arizona, Inc. Medicare Advantage $149.65 ↓ -18%
Kaiser Foundation Health Plan Medicare Advantage $149.65 ↓ -18%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $149.65 ↓ -18%
TriWest Healthcare Alliance Corp - VA CCN Tricare $149.65 ↓ -18%
Health Net Medicare $149.65 ↓ -18%
Wellpoint Medicare Advantage HMO $149.65 ↓ -18%
Care 1st Medicare Advantage $149.65 ↓ -18%
Carelon Medicare Advantage $157.13 ↓ -14%
Humana Medicare Advantage $158.63 ↓ -13%
Plotkin Health Plotkin Health $164.25 ↓ -10%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $164.25 ↓ -10%
Gold Kidney Health Plan Medicare Advantage $164.62 ↓ -10%
Arizona Priority Care Medicare Advantage $164.62 ↓ -10%
Devoted Health Services Medicare Advantage $164.62 ↓ -10%
Aetna Joint Venture $193.45 ↑ +6%
Aetna Aetna Qualified Health Plan $203.67 ↑ +11%
Health Choice Arizona, Inc. ACA Health Plan $213.53 ↑ +17%
Health Net Commerical Exchange Product $221.48 ↑ +21%
Aetna Medical Rental $234.69 ↑ +28%
Aetna Broad Network $241.63 ↑ +32%
United Healthcare UHC Individual Exchange $244.55 ↑ +34%
Oscar Health Plan Commercial $246.92 ↑ +35%
Quiktrip Corporation Commercial $255.50 ↑ +40%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $290.54 ↑ +59%
Arizona Medical Network Commercial $328.50 ↑ +80%
Provider Network of America Commercial $328.50 ↑ +80%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $482.00 ↑ +164%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $514.13 ↑ +181%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $539.84 ↑ +195%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $613.83 ↑ +236%
Blue Cross Blue Shield of Arizona Commercial $642.66 ↑ +251%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $642.66 ↑ +251%

Visitor-reported prices

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In situ hybridization per specimen initial single probe stain at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $388.68 $94.79 – $521.33
Banner University Medical Center Phoenix Phoenix $169.86 $108.14 – $458.25
Banner University Medical Center Tucson Tucson $130.38 $108.14 – $393.60
Banner University Medical Center South Tucson $138.25 $108.14 – $393.60
Banner Baywood Medical Center Mesa $134.42 $108.14 – $458.25
Banner Boswell Medical Center Sun City $133.81 $108.14 – $488.80
Banner Casa Grande Medical Center Casa Grande $139.92 $108.14 – $458.25
Banner Del Webb Medical Center Sun City West $137.48 $108.14 – $488.80

All Arizona hospitals for this procedure →