In situ hybridization per specimen initial single probe stain at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$134.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$611.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$108.14 with Health Net vs $735.20 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $108.14 ↓ -20%
Arizona Physicians IPA Medicaid $108.14 ↓ -20%
Health Choice Arizona, Inc. Medicaid $108.14 ↓ -20%
Banner University Health Plan AZ Medicaid - AHCCCS $108.14 ↓ -20%
Mercy Care Mercy Medicaid $108.14 ↓ -20%
United Healthcare UHC Medicare Advantage $182.64 ↑ +36%
UPMC Health Plan Medicare Advantage $182.64 ↑ +36%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $182.64 ↑ +36%
Kaiser Foundation Health Plan Medicare Advantage $182.64 ↑ +36%
Health Choice Arizona, Inc. Medicare Advantage $182.64 ↑ +36%
Blue Cross Blue Shield of Arizona Medicare Advantage $182.64 ↑ +36%
Banner Health Medicare Advantage $182.64 ↑ +36%
Gila River Health Care Corporation Managed Care Program $182.64 ↑ +36%
Care 1st Medicare Advantage $182.64 ↑ +36%
Humana Medicare Advantage $182.64 ↑ +36%
Arizona Physicians IPA Medicare Advantage $182.64 ↑ +36%
Wellpoint Medicare Advantage HMO $182.64 ↑ +36%
Health Net Medicare $182.64 ↑ +36%
Mercy Care Mercy Care Advantage $182.64 ↑ +36%
Aetna Medicare Advantage $182.64 ↑ +36%
Banner University Health Plan University Care Advantage $182.64 ↑ +36%
Carelon Medicare Advantage $191.77 ↑ +43%
Devoted Health Services Medicare Advantage $191.77 ↑ +43%
Arizona Priority Care Medicare Advantage $200.90 ↑ +49%
Gold Kidney Health Plan Medicare Advantage $200.90 ↑ +49%
Aetna Banner Employee Plans $205.30 ↑ +53%
Hospice of the Valley Medicare $213.85 ↑ +59%
Cigna Healthcare of Arizona, Inc. LocalFlex $225.94 ↑ +68%
Aetna Qualified Health Plan $248.39 ↑ +85%
Cigna Healthcare of Arizona, Inc. Commercial $251.04 ↑ +87%
United Healthcare Individual Exchange $255.70 ↑ +90%
Health Net Commerical Exchange Product $270.31 ↑ +101%
Health Choice Arizona, Inc. ACA Health Plan $273.96 ↑ +104%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $274.95 ↑ +105%
Plotkin Health Plotkin Health $274.95 ↑ +105%
United Healthcare UHC Doctor's Plan $275.89 ↑ +105%
Oscar Health Plan Commercial $301.36 ↑ +124%
United Healthcare UHC Core $311.48 ↑ +132%
Aetna Medical Rental $322.00 ↑ +140%
Quiktrip Corporation Commercial $329.94 ↑ +145%
United Healthcare Commercial $335.61 ↑ +150%
Arizona Medical Network Commercial $427.70 ↑ +218%
Provider Network of America Commercial $458.25 ↑ +241%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $467.04 ↑ +247%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $498.17 ↑ +271%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $523.08 ↑ +289%
Aetna Joint Venture $588.09 ↑ +338%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $622.72 ↑ +363%
Blue Cross Blue Shield of Arizona Commercial $622.72 ↑ +363%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $622.72 ↑ +363%
Aetna Designated Group $624.86 ↑ +365%
Aetna Broad Network $735.20 ↑ +447%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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In situ hybridization per specimen initial single probe stain at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $160.08 $108.14 – $458.25
Banner Heart Hospital Mesa $65.38 $108.14 – $458.25
Arizona General Hospital Mesa Mesa $172.16 $97.64 – $643.56
Mercy Gilbert Medical Center Gilbert $388.68 $94.79 – $521.33
Banner University Medical Center Phoenix Phoenix $169.86 $108.14 – $458.25
Banner University Medical Center Tucson Tucson $130.38 $108.14 – $393.60
Banner University Medical Center South Tucson $138.25 $108.14 – $393.60
Banner Boswell Medical Center Sun City $133.81 $108.14 – $488.80

All Arizona hospitals for this procedure →