In situ hybridization per specimen initial single probe stain at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$169.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$611.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$108.14 with Banner University Health Plan vs $735.20 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $108.14 ↓ -36%
Arizona Physicians IPA Medicaid $108.14 ↓ -36%
Health Net Medicaid $108.14 ↓ -36%
Banner University Health Plan University Family Plan $108.14 ↓ -36%
Health Choice Arizona, Inc. Medicaid $108.14 ↓ -36%
Mercy Care Medicaid $108.14 ↓ -36%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $181.70 ↑ +7%
Care 1st Medicare Advantage $182.64 ↑ +8%
Gila River Health Care Corporation Managed Care Program $182.64 ↑ +8%
United Healthcare Medicare Advantage $182.64 ↑ +8%
UPMC Health Plan Medicare Advantage $182.64 ↑ +8%
Blue Cross Blue Shield of Arizona Medicare Advantage $182.64 ↑ +8%
Banner University Health Plan University Care Advantage $182.64 ↑ +8%
Banner University Health Plan Medicare Advantage $182.64 ↑ +8%
Mercy Care Mercy Care Advantage $182.64 ↑ +8%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $182.64 ↑ +8%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $182.64 ↑ +8%
Aetna Medicare Advantage $182.64 ↑ +8%
Banner Health Medicare Advantage $182.64 ↑ +8%
Health Choice Arizona, Inc. Medicare Advantage $182.64 ↑ +8%
Kaiser Foundation Health Plan Medicare Advantage $182.64 ↑ +8%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $182.64 ↑ +8%
Health Net Medicare $182.64 ↑ +8%
Wellpoint Medicare Advantage HMO $182.64 ↑ +8%
Arizona Physicians IPA Medicare Advantage $182.64 ↑ +8%
Humana Medicare Advantage $188.12 ↑ +11%
Devoted Health Services Medicare Advantage $191.77 ↑ +13%
Carelon Medicare Advantage $191.77 ↑ +13%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $200.90 ↑ +18%
Gold Kidney Health Plan Medicare Advantage $200.90 ↑ +18%
Aetna Banner Employee Plans $205.30 ↑ +21%
Cigna Healthcare of Arizona, Inc. LocalFlex $225.94 ↑ +33%
NaphCare Federal $246.56 ↑ +45%
Aetna Qualified Health Plan $248.39 ↑ +46%
Cigna Healthcare of Arizona, Inc. Commercial $251.04 ↑ +48%
United Healthcare Individual Exchange $255.70 ↑ +51%
Health Net Commerical Exchange Product $270.31 ↑ +59%
Health Choice Arizona, Inc. ACA Health Plan $273.96 ↑ +61%
Plotkin Health Plotkin Health $274.95 ↑ +62%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $274.95 ↑ +62%
United Healthcare UHC Doctor's Plan $275.89 ↑ +62%
Oscar Health Plan Commercial $301.36 ↑ +77%
United Healthcare UHC Core $311.48 ↑ +83%
Aetna Medical Rental $322.00 ↑ +90%
Quiktrip Corporation Commercial $329.94 ↑ +94%
United Healthcare Commercial $335.61 ↑ +98%
Arizona Medical Network Commercial $427.70 ↑ +152%
Provider Network of America Commercial $458.25 ↑ +170%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $467.04 ↑ +175%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $498.17 ↑ +193%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $523.08 ↑ +208%
Aetna Joint Venture $588.09 ↑ +246%
Blue Cross Blue Shield of Arizona Commercial $622.72 ↑ +267%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $622.72 ↑ +267%
Aetna Designated Group $624.86 ↑ +268%
Aetna Broad Network $735.20 ↑ +333%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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In situ hybridization per specimen initial single probe stain at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $150.92 $108.14 – $458.25
Arizona General Hospital Laveen Phoenix $159.62 $97.64 – $643.56
St. Joseph’s Hospital and Medical Center Phoenix $603.56 $68.35 – $390.26
Mercy Gilbert Medical Center Gilbert $388.68 $94.79 – $521.33
Banner University Medical Center Tucson Tucson $130.38 $108.14 – $393.60
Banner University Medical Center South Tucson $138.25 $108.14 – $393.60
Banner Baywood Medical Center Mesa $134.42 $108.14 – $458.25
Banner Boswell Medical Center Sun City $133.81 $108.14 – $488.80

All Arizona hospitals for this procedure →