Creatinine clearance urine at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$13.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$29.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.46 with Banner University Health Plan vs $44.71 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $9.46 ↓ -31%
Arizona Physicians IPA Medicaid $9.46 ↓ -31%
Health Net Medicaid $9.46 ↓ -31%
Health Choice Arizona, Inc. Medicaid $9.46 ↓ -31%
Mercy Care Mercy Medicaid $9.46 ↓ -31%
Aetna Banner Employee Plans $11.80 ↓ -13%
Banner Health Medicare Advantage $11.89 ↓ -13%
Banner University Health Plan Medicare Advantage $11.89 ↓ -13%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $11.89 ↓ -13%
TriWest Healthcare Alliance Corp - VA CCN Tricare $11.89 ↓ -13%
Health Net Medicare $11.89 ↓ -13%
Wellpoint Medicare Advantage HMO $11.89 ↓ -13%
UPMC Health Plan Medicare Advantage $11.89 ↓ -13%
Aetna Medicare Advantage $11.89 ↓ -13%
United Healthcare UHC Medicare Advantage $11.89 ↓ -13%
Arizona Physicians IPA Medicare Advantage $11.89 ↓ -13%
Mercy Care Mercy Care Advantage $11.89 ↓ -13%
Blue Cross Blue Shield of Arizona Medicare Advantage $11.89 ↓ -13%
Care 1st Medicare Advantage $11.89 ↓ -13%
Kaiser Foundation Health Plan Medicare Advantage $11.89 ↓ -13%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $11.89 ↓ -13%
Gila River Health Care Corporation Managed Care Program $11.89 ↓ -13%
Health Choice Arizona, Inc. Medicare Advantage $11.89 ↓ -13%
Carelon Medicare Advantage $12.48 ↓ -8%
Humana Medicare Advantage $12.60 ↓ -8%
Plotkin Health Plotkin Health $13.05 ↓ -4%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $13.05 ↓ -4%
Arizona Priority Care Medicare Advantage $13.08 ↓ -4%
Devoted Health Services Medicare Advantage $13.08 ↓ -4%
Gold Kidney Health Plan Medicare Advantage $13.08 ↓ -4%
Aetna Joint Venture $15.37 ↑ +13%
Aetna Aetna Qualified Health Plan $16.18 ↑ +19%
Health Choice Arizona, Inc. ACA Health Plan $16.96 ↑ +24%
Health Net Commerical Exchange Product $17.60 ↑ +29%
Aetna Medical Rental $18.65 ↑ +37%
Aetna Broad Network $19.20 ↑ +41%
United Healthcare UHC Individual Exchange $19.43 ↑ +43%
Oscar Health Plan Commercial $19.62 ↑ +44%
Quiktrip Corporation Commercial $20.30 ↑ +49%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $23.08 ↑ +69%
Arizona Medical Network Commercial $26.10 ↑ +91%
Provider Network of America Commercial $26.10 ↑ +91%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $33.53 ↑ +146%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $35.77 ↑ +162%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $37.56 ↑ +176%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $42.70 ↑ +213%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $44.71 ↑ +228%
Blue Cross Blue Shield of Arizona Commercial $44.71 ↑ +228%

Visitor-reported prices

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Creatinine clearance urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $78.48 $9.46 – $245.63
Banner University Medical Center Phoenix Phoenix $4.64 $9.46 – $21.75
Banner University Medical Center Tucson Tucson $4.70 $9.46 – $23.20
Banner Ironwood Medical Center San Tan Valley $5.02 $9.46 – $21.75
Banner Estrella Medical Center Phoenix $4.58 $9.46 – $21.75
Banner Gateway Medical Center Gilbert $4.81 $9.46 – $21.75
Banner Goldfield Medical Center Apache Junction $5.51 $9.46 – $21.75
Banner Ocotillo Medical Center Chandler $5.68 $9.46 – $21.75

All Arizona hospitals for this procedure →