Creatinine clearance urine at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$4.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$29.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.46 with Wellpoint vs $43.32 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicare Advantage HMO | $9.46 | ↑ +107% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $9.46 | ↑ +107% |
| UPMC Health Plan | Medicare Advantage | $9.46 | ↑ +107% |
| United Healthcare | UHC Medicare Advantage | $9.46 | ↑ +107% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $9.46 | ↑ +107% |
| Aetna | Medicare Advantage | $9.46 | ↑ +107% |
| Mercy Care | Mercy Medicaid | $9.46 | ↑ +107% |
| Mercy Care | Mercy Care Advantage | $9.46 | ↑ +107% |
| Arizona Physicians IPA | Medicaid | $9.46 | ↑ +107% |
| Arizona Physicians IPA | Medicare Advantage | $9.46 | ↑ +107% |
| Kaiser Foundation Health Plan | Medicare Advantage | $9.46 | ↑ +107% |
| Banner Health | Medicare Advantage | $9.46 | ↑ +107% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $9.46 | ↑ +107% |
| Banner University Health Plan | University Care Advantage | $9.46 | ↑ +107% |
| Humana | Medicare Advantage | $9.46 | ↑ +107% |
| Health Net | Medicare | $9.46 | ↑ +107% |
| Health Net | Medicaid | $9.46 | ↑ +107% |
| Health Choice Arizona, Inc. | Medicare Advantage | $9.46 | ↑ +107% |
| Health Choice Arizona, Inc. | Medicaid | $9.46 | ↑ +107% |
| Gila River Health Care Corporation | Managed Care Program | $9.46 | ↑ +107% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $9.46 | ↑ +107% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $9.46 | ↑ +107% |
| Care 1st | Medicare Advantage | $9.46 | ↑ +107% |
| Aetna | Banner Employee Plans | $9.74 | ↑ +113% |
| Devoted Health Services | Medicare Advantage | $9.93 | ↑ +117% |
| Carelon | Medicare Advantage | $9.93 | ↑ +117% |
| Hospice of the Valley | Medicare | $10.15 | ↑ +122% |
| Gold Kidney Health Plan | Medicare Advantage | $10.41 | ↑ +127% |
| Arizona Priority Care | Medicare Advantage | $10.41 | ↑ +127% |
| NaphCare | Federal Prison System | $12.77 | ↑ +179% |
| Aetna | Qualified Health Plan | $12.87 | ↑ +181% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $13.05 | ↑ +185% |
| Plotkin Health | Plotkin Health | $13.05 | ↑ +185% |
| United Healthcare | Individual Exchange | $13.24 | ↑ +189% |
| Health Net | Commerical Exchange Product | $14.00 | ↑ +206% |
| Health Choice Arizona, Inc. | ACA Health Plan | $14.19 | ↑ +210% |
| Aetna | Medical Rental | $15.28 | ↑ +234% |
| Oscar Health Plan | Commercial | $15.61 | ↑ +241% |
| Quiktrip Corporation | Commercial | $15.66 | ↑ +242% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $16.61 | ↑ +263% |
| United Healthcare | UHC Doctor's Plan | $17.50 | ↑ +282% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $18.45 | ↑ +303% |
| United Healthcare | UHC Core | $19.35 | ↑ +322% |
| Arizona Medical Network | Commercial | $20.30 | ↑ +343% |
| United Healthcare | Commercial | $21.29 | ↑ +365% |
| Provider Network of America | Commercial | $21.75 | ↑ +375% |
| Aetna | Joint Venture | $31.77 | ↑ +594% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $32.49 | ↑ +609% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $32.49 | ↑ +609% |
| Aetna | Designated Group | $33.75 | ↑ +637% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $34.66 | ↑ +657% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $36.39 | ↑ +695% |
| Aetna | Broad Network | $39.71 | ↑ +767% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $43.32 | ↑ +846% |
| Blue Cross Blue Shield of Arizona | Commercial | $43.32 | ↑ +846% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $43.32 | ↑ +846% |
Visitor-reported prices
Comments
Creatinine clearance urine at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $4.64 | $9.46 – $21.75 |
| Arizona General Hospital Laveen | Phoenix | $26.57 | $5.67 – $94.78 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $45.08 | $3.97 – $93.22 |
| Mercy Gilbert Medical Center | Gilbert | $78.48 | $9.46 – $245.63 |
| Banner University Medical Center Tucson | Tucson | $4.70 | $9.46 – $23.20 |
| Banner Ironwood Medical Center | San Tan Valley | $5.02 | $9.46 – $21.75 |
| Banner Gateway Medical Center | Gilbert | $4.81 | $9.46 – $21.75 |
| Banner Goldfield Medical Center | Apache Junction | $5.51 | $9.46 – $21.75 |