Creatinine clearance urine at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$4.64

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$29.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.46 with Wellpoint vs $43.32 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $9.46 ↑ +104%
Aetna Medicare Advantage $9.46 ↑ +104%
Arizona Physicians IPA Medicaid $9.46 ↑ +104%
Arizona Physicians IPA Medicare Advantage $9.46 ↑ +104%
Banner Health Medicare Advantage $9.46 ↑ +104%
Banner University Health Plan AZ Medicaid - AHCCCS $9.46 ↑ +104%
Banner University Health Plan Medicare Advantage $9.46 ↑ +104%
Banner University Health Plan University Care Advantage $9.46 ↑ +104%
Banner University Health Plan University Family Plan $9.46 ↑ +104%
Blue Cross Blue Shield of Arizona Medicare Advantage $9.46 ↑ +104%
Care 1st Medicare Advantage $9.46 ↑ +104%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $9.46 ↑ +104%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $9.46 ↑ +104%
Gila River Health Care Corporation Managed Care Program $9.46 ↑ +104%
Health Choice Arizona, Inc. Medicaid $9.46 ↑ +104%
Health Choice Arizona, Inc. Medicare Advantage $9.46 ↑ +104%
Health Net Medicaid $9.46 ↑ +104%
Health Net Medicare $9.46 ↑ +104%
Kaiser Foundation Health Plan Medicare Advantage $9.46 ↑ +104%
Mercy Care Medicaid $9.46 ↑ +104%
Mercy Care Mercy Care Advantage $9.46 ↑ +104%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $9.46 ↑ +104%
United Healthcare Medicare Advantage $9.46 ↑ +104%
UPMC Health Plan Medicare Advantage $9.46 ↑ +104%
Aetna Banner Employee Plans $9.74 ↑ +110%
Humana Medicare Advantage $9.74 ↑ +110%
Devoted Health Services Medicare Advantage $9.93 ↑ +114%
Carelon Medicare Advantage $9.93 ↑ +114%
Gold Kidney Health Plan Medicare Advantage $10.41 ↑ +124%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $10.41 ↑ +124%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $12.64 ↑ +172%
NaphCare Federal $12.77 ↑ +175%
Aetna Qualified Health Plan $12.87 ↑ +177%
Plotkin Health Plotkin Health $13.05 ↑ +181%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $13.05 ↑ +181%
United Healthcare Individual Exchange $13.24 ↑ +185%
Health Net Commerical Exchange Product $14.00 ↑ +202%
Health Choice Arizona, Inc. ACA Health Plan $14.19 ↑ +206%
Aetna Medical Rental $15.28 ↑ +229%
Oscar Health Plan Commercial $15.61 ↑ +236%
Quiktrip Corporation Commercial $15.66 ↑ +238%
Cigna Healthcare of Arizona, Inc. LocalFlex $16.61 ↑ +258%
United Healthcare UHC Doctor's Plan $17.50 ↑ +277%
Cigna Healthcare of Arizona, Inc. Commercial $18.45 ↑ +298%
United Healthcare UHC Core $19.35 ↑ +317%
Arizona Medical Network Commercial $20.30 ↑ +338%
United Healthcare Commercial $21.29 ↑ +359%
Provider Network of America Commercial $21.75 ↑ +369%
Aetna Joint Venture $31.77 ↑ +585%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $32.49 ↑ +600%
Aetna Designated Group $33.75 ↑ +627%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $34.66 ↑ +647%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $36.39 ↑ +684%
Aetna Broad Network $39.71 ↑ +756%
Blue Cross Blue Shield of Arizona Commercial $43.32 ↑ +834%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $43.32 ↑ +834%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Creatinine clearance urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $4.58 $9.46 – $21.75
Arizona General Hospital Laveen Phoenix $26.57 $5.67 – $94.78
St. Joseph’s Hospital and Medical Center Phoenix $45.08 $3.97 – $93.22
Mercy Gilbert Medical Center Gilbert $78.48 $9.46 – $245.63
Banner University Medical Center Tucson Tucson $4.70 $9.46 – $23.20
Banner Ironwood Medical Center San Tan Valley $5.02 $9.46 – $21.75
Banner Gateway Medical Center Gilbert $4.81 $9.46 – $21.75
Banner Goldfield Medical Center Apache Junction $5.51 $9.46 – $21.75

All Arizona hospitals for this procedure →