Abdominal paracentesis w/image guidance at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$343.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$616.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$252.56 with Cigna Healthcare of Arizona, Inc. vs $4,497.03 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $252.56 ↓ -26%
Wellpoint Medicare Advantage HMO $252.56 ↓ -26%
UPMC Health Plan Medicare Advantage $252.56 ↓ -26%
United Healthcare UHC Medicare Advantage $252.56 ↓ -26%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $252.56 ↓ -26%
Aetna Medicare Advantage $252.56 ↓ -26%
TriWest Healthcare Alliance Corp - VA CCN Tricare $252.56 ↓ -26%
Mercy Care Mercy Care Advantage $252.56 ↓ -26%
Kaiser Foundation Health Plan Medicare Advantage $252.56 ↓ -26%
Health Net Medicare $252.56 ↓ -26%
Health Choice Arizona, Inc. Medicare Advantage $252.56 ↓ -26%
Blue Cross Blue Shield of Arizona Medicare Advantage $252.56 ↓ -26%
Care 1st Medicare Advantage $252.56 ↓ -26%
Gila River Health Care Corporation Managed Care Program $252.56 ↓ -26%
Arizona Physicians IPA Medicare Advantage $252.56 ↓ -26%
Banner Health Medicare Advantage $252.56 ↓ -26%
Banner University Health Plan Medicare Advantage $252.56 ↓ -26%
Carelon Medicare Advantage $265.19 ↓ -23%
Humana Medicare Advantage $267.71 ↓ -22%
Plotkin Health Plotkin Health $277.20 ↓ -19%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $277.20 ↓ -19%
Arizona Priority Care Medicare Advantage $277.82 ↓ -19%
Gold Kidney Health Plan Medicare Advantage $277.82 ↓ -19%
Devoted Health Services Medicare Advantage $277.82 ↓ -19%
Aetna Aetna Qualified Health Plan $343.73 ↑ +0%
Health Choice Arizona, Inc. ACA Health Plan $360.36 ↑ +5%
Health Net Commerical Exchange Product $373.79 ↑ +9%
Aetna Medical Rental $396.09 ↑ +15%
United Healthcare UHC Individual Exchange $412.72 ↑ +20%
Oscar Health Plan Commercial $416.72 ↑ +21%
Quiktrip Corporation Commercial $431.20 ↑ +26%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $490.34 ↑ +43%
Arizona Medical Network Commercial $554.40 ↑ +61%
Provider Network of America Commercial $554.40 ↑ +61%
Mercy Care Mercy Medicaid $586.96 ↑ +71%
Health Choice Arizona, Inc. Medicaid $586.96 ↑ +71%
Health Net Medicaid $586.96 ↑ +71%
Banner University Health Plan AZ Medicaid - AHCCCS $586.96 ↑ +71%
Arizona Physicians IPA Medicaid $586.96 ↑ +71%
Aetna Banner Employee Plans $2,633.00 ↑ +666%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,372.77 ↑ +882%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,597.62 ↑ +947%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,777.49 ↑ +1000%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $4,295.26 ↑ +1150%
Blue Cross Blue Shield of Arizona Commercial $4,497.03 ↑ +1209%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,497.03 ↑ +1209%
Aetna Broad Network not published by hospital
Aetna Joint Venture not published by hospital

Visitor-reported prices

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Abdominal paracentesis w/image guidance at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $688.56 $109.79 – $2,155.23
Banner University Medical Center Phoenix Phoenix $1,882.45 $586.96 – $1,648.80
Banner University Medical Center Tucson Tucson $596.41 $575.05 – $1,648.80
Banner University Medical Center South Tucson $865.86 $575.05 – $1,648.80
Banner Baywood Medical Center Mesa $1,655.36 $586.96 – $4,018.00
Banner Boswell Medical Center Sun City $1,688.29 $586.96 – $1,648.80
Banner Casa Grande Medical Center Casa Grande $1,230.53 $586.96 – $1,498.90
Banner Del Webb Medical Center Sun City West $1,637.98 $586.96 – $1,648.80

All Arizona hospitals for this procedure →