Abdominal paracentesis w/image guidance at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,382.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,618.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$109.79 with Health Choice vs $4,686.36 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $109.79 ↓ -92%
United Medicaid|All Plans $109.79 ↓ -92%
United Commercial|DignityHealthEmployee $687.42 ↓ -50%
United Medicare|Dual Complete $975.14 ↓ -29%
Aetna Medicare|All Plans $999.27 ↓ -28%
Mercy Care Plan Medicare|All Plans $999.27 ↓ -28%
First Health Medicare|All Plans $999.27 ↓ -28%
BCBS - AZ Medicare|All Plans $999.27 ↓ -28%
Humana Medicare|All Plans $999.27 ↓ -28%
Optum Medicare|OptumCare $999.27 ↓ -28%
Care 1st Medicare|All Plans $999.27 ↓ -28%
United Medicare|All Other Plans $999.27 ↓ -28%
Mercy Care Plan Medicaid|All Plans $999.27 ↓ -28%
Health Choice Medicare|All Plans $999.27 ↓ -28%
Cigna Medicare|All Plans $999.27 ↓ -28%
Devoted Health Medicare|All Plans $1,029.25 ↓ -26%
Optum Medicare|OptumHealth $1,099.20 ↓ -20%
Optum Commercial|OptumHealth $1,700.46 ↑ +23%
Cigna Commercial|LifeSource $1,989.90 ↑ +44%
Cigna Commercial|Exchange $2,119.00 ↑ +53%
Other Commercial|NTN $2,170.80 ↑ +57%
Cigna Commercial|LocalPlus SureFit $2,269.00 ↑ +64%
LifeTrac Commercial|All Plans $2,351.70 ↑ +70%
BCBS - AZ Commercial|Neighborhood $2,371.51 ↑ +72%
BCBS - AZ Commercial|MaricopaFocus $2,371.51 ↑ +72%
Health Net Commercial|Interlink $2,532.60 ↑ +83%
First Health Commercial|All Plans $2,532.60 ↑ +83%
MultiPlan Commercial|All Plans $2,858.22 ↑ +107%
Cigna Commercial|All Other Plans $2,985.00 ↑ +116%
BCBS - AZ Commercial|All Other Plans $3,162.02 ↑ +129%
BCBS - AZ Commercial|Workers Comp $4,686.36 ↑ +239%

Visitor-reported prices

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Abdominal paracentesis w/image guidance at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,882.45 $586.96 – $1,648.80
Banner Estrella Medical Center Phoenix $2,016.07 $586.96 – $1,648.80
Arizona General Hospital Laveen Phoenix not published $109.79 – $1,029.25
Mercy Gilbert Medical Center Gilbert $688.56 $109.79 – $2,155.23
Banner University Medical Center Tucson Tucson $596.41 $575.05 – $1,648.80
Banner University Medical Center South Tucson $865.86 $575.05 – $1,648.80
Banner Baywood Medical Center Mesa $1,655.36 $586.96 – $4,018.00
Banner Boswell Medical Center Sun City $1,688.29 $586.96 – $1,648.80

All Arizona hospitals for this procedure →