Abdominal paracentesis w/image guidance at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,882.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,710.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$586.96 with Health Choice Arizona, Inc. vs $6,483.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Arizona, Inc. Medicaid $586.96 ↓ -69%
Banner University Health Plan University Family Plan $586.96 ↓ -69%
Mercy Care Medicaid $586.96 ↓ -69%
Health Net Medicaid $586.96 ↓ -69%
Arizona Physicians IPA Medicaid $586.96 ↓ -69%
Banner University Health Plan AZ Medicaid - AHCCCS $586.96 ↓ -69%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $769.50 ↓ -59%
Plotkin Health Plotkin Health $769.50 ↓ -59%
Aetna Medical Rental $901.17 ↓ -52%
Quiktrip Corporation Commercial $923.40 ↓ -51%
Wellpoint Medicare Advantage HMO $999.27 ↓ -47%
Aetna Medicare Advantage $999.27 ↓ -47%
Arizona Physicians IPA Medicare Advantage $999.27 ↓ -47%
Banner Health Medicare Advantage $999.27 ↓ -47%
Banner University Health Plan Medicare Advantage $999.27 ↓ -47%
Banner University Health Plan University Care Advantage $999.27 ↓ -47%
Blue Cross Blue Shield of Arizona Medicare Advantage $999.27 ↓ -47%
Care 1st Medicare Advantage $999.27 ↓ -47%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $999.27 ↓ -47%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $999.27 ↓ -47%
Gila River Health Care Corporation Managed Care Program $999.27 ↓ -47%
Health Choice Arizona, Inc. Medicare Advantage $999.27 ↓ -47%
Health Net Medicare $999.27 ↓ -47%
Kaiser Foundation Health Plan Medicare Advantage $999.27 ↓ -47%
Mercy Care Mercy Care Advantage $999.27 ↓ -47%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $999.27 ↓ -47%
United Healthcare Medicare Advantage $999.27 ↓ -47%
UPMC Health Plan Medicare Advantage $999.27 ↓ -47%
Humana Medicare Advantage $1,029.25 ↓ -45%
Devoted Health Services Medicare Advantage $1,049.23 ↓ -44%
Carelon Medicare Advantage $1,049.23 ↓ -44%
Gold Kidney Health Plan Medicare Advantage $1,099.20 ↓ -42%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $1,099.20 ↓ -42%
Arizona Medical Network Commercial $1,197.00 ↓ -36%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↓ -32%
Provider Network of America Commercial $1,282.50 ↓ -32%
NaphCare Federal $1,349.01 ↓ -28%
Aetna Qualified Health Plan $1,359.01 ↓ -28%
United Healthcare Individual Exchange $1,398.98 ↓ -26%
Health Net Commerical Exchange Product $1,478.92 ↓ -21%
Health Choice Arizona, Inc. ACA Health Plan $1,498.90 ↓ -20%
Oscar Health Plan Commercial $1,648.80 ↓ -12%
Aetna Banner Employee Plans $2,633.00 ↑ +40%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +74%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +85%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +94%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +113%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +131%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +131%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +137%
United Healthcare UHC Doctor's Plan $4,640.00 ↑ +146%
United Healthcare UHC Core $4,850.00 ↑ +158%
United Healthcare Commercial $5,105.00 ↑ +171%
Aetna Joint Venture $5,186.00 ↑ +175%
Aetna Designated Group $5,511.00 ↑ +193%
Aetna Broad Network $6,483.00 ↑ +244%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Abdominal paracentesis w/image guidance at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $2,016.07 $586.96 – $1,648.80
St. Joseph’s Hospital and Medical Center Phoenix $1,382.08 $109.79 – $2,858.22
Arizona General Hospital Laveen Phoenix not published $109.79 – $1,029.25
Mercy Gilbert Medical Center Gilbert $688.56 $109.79 – $2,155.23
Banner University Medical Center Tucson Tucson $596.41 $575.05 – $1,648.80
Banner University Medical Center South Tucson $865.86 $575.05 – $1,648.80
Banner Baywood Medical Center Mesa $1,655.36 $586.96 – $4,018.00
Banner Boswell Medical Center Sun City $1,688.29 $586.96 – $1,648.80

All Arizona hospitals for this procedure →