In situ hybridization per specimen initial single probe stain at Banner Thunderbird Medical Center

5555 West Thunderbird Road, Glendale, AZ · Banner Health · · NPI 1154355188

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$149.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$611.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.99 with Mercy Care vs $735.20 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Care Advantage/Mercy Care Plan $72.99 ↓ -51%
Mercy Care Medicaid $108.14 ↓ -28%
Banner University Health Plan University Family Plan $108.14 ↓ -28%
Health Net Medicaid $108.14 ↓ -28%
Arizona Physicians IPA Medicaid $108.14 ↓ -28%
Health Choice Arizona, Inc. Medicaid $108.14 ↓ -28%
Banner University Health Plan AZ Medicaid - AHCCCS $108.14 ↓ -28%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $181.70 ↑ +21%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $182.64 ↑ +22%
Gila River Health Care Corporation Managed Care Program $182.64 ↑ +22%
Arizona Physicians IPA Medicare Advantage $182.64 ↑ +22%
United Healthcare Medicare Advantage $182.64 ↑ +22%
UPMC Health Plan Medicare Advantage $182.64 ↑ +22%
Wellpoint Medicare Advantage HMO $182.64 ↑ +22%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $182.64 ↑ +22%
Blue Cross Blue Shield of Arizona Medicare Advantage $182.64 ↑ +22%
Banner University Health Plan Medicare Advantage $182.64 ↑ +22%
Mercy Care Mercy Care Advantage $182.64 ↑ +22%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $182.64 ↑ +22%
Kaiser Foundation Health Plan Medicare Advantage $182.64 ↑ +22%
Health Choice Arizona, Inc. Medicare Advantage $182.64 ↑ +22%
Aetna Medicare Advantage $182.64 ↑ +22%
Banner Health Medicare Advantage $182.64 ↑ +22%
Care 1st Medicare Advantage $182.64 ↑ +22%
Humana Medicare Advantage $188.12 ↑ +26%
Carelon Medicare Advantage $191.77 ↑ +28%
Devoted Health Services Medicare Advantage $191.77 ↑ +28%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $200.90 ↑ +34%
Gold Kidney Health Plan Medicare Advantage $200.90 ↑ +34%
Aetna Banner Employee Plans $205.30 ↑ +37%
Hospice of the Valley Medicare $213.85 ↑ +43%
Cigna Healthcare of Arizona, Inc. LocalFlex $225.94 ↑ +51%
Aetna Qualified Health Plan $248.39 ↑ +66%
Cigna Healthcare of Arizona, Inc. Commercial $251.04 ↑ +68%
United Healthcare Individual Exchange $255.70 ↑ +71%
Health Net Commerical Exchange Product $270.31 ↑ +81%
Health Choice Arizona, Inc. ACA Health Plan $273.96 ↑ +83%
Plotkin Health Plotkin Health $274.95 ↑ +84%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $274.95 ↑ +84%
United Healthcare UHC Doctor's Plan $275.89 ↑ +84%
Oscar Health Plan Commercial $301.36 ↑ +101%
United Healthcare UHC Core $311.48 ↑ +108%
Aetna Medical Rental $322.00 ↑ +115%
Quiktrip Corporation Commercial $329.94 ↑ +120%
United Healthcare Commercial $335.61 ↑ +124%
Arizona Medical Network Commercial $427.70 ↑ +186%
Provider Network of America Commercial $458.25 ↑ +206%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $467.04 ↑ +212%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $467.04 ↑ +212%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $498.17 ↑ +233%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $523.08 ↑ +249%
Aetna Joint Venture $588.09 ↑ +293%
Blue Cross Blue Shield of Arizona Commercial $622.72 ↑ +316%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $622.72 ↑ +316%
Aetna Designated Group $624.86 ↑ +317%
Aetna Broad Network $735.20 ↑ +391%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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In situ hybridization per specimen initial single probe stain at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $388.68 $94.79 – $521.33
Banner University Medical Center Phoenix Phoenix $169.86 $108.14 – $458.25
Banner University Medical Center Tucson Tucson $130.38 $108.14 – $393.60
Banner University Medical Center South Tucson $138.25 $108.14 – $393.60
Banner Baywood Medical Center Mesa $134.42 $108.14 – $458.25
Banner Boswell Medical Center Sun City $133.81 $108.14 – $488.80
Banner Casa Grande Medical Center Casa Grande $139.92 $108.14 – $458.25
Banner Del Webb Medical Center Sun City West $137.48 $108.14 – $488.80

All Arizona hospitals for this procedure →